Hampden County and Ludlow Town property record for 81 Laurel Ln, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,866 sqft · built 1982 |
| Lot Size | 0.728 acres (31,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Dec 2020) |
| Tax Bill | $7,944 (2026) |
| Deeds & Mortgages | May 2021 Refinance Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:030-08550 B:147 L:0 |
| Primary APN | M:030-08550 B:147 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 3,560 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 31,712 sqft (0.728 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4908 |
|---|---|
| Street Address | 81 LAUREL LN |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 8550 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 81 LAUREL LN, LUDLOW, MA 01056-3333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Dec 18, 2020 | Personal Representative Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | May 29, 1984 · Amount on Record |
| Prior Transfer Date | Dec 15, 2020 |
| Prior Transfer Doc | 23599-508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 81 LAUREL LN, LUDLOW, MA 01056-3333 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23883-425 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 23883/425 |
| Instrument | 33210 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Dec 18, 2020 |
| Property Address | 81 LAUREL LN, LUDLOW, MA 01056-3333 |
| Document Number | 23599-171 |
| Book / Page | 023599 / 000171 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 76284 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 24 BOULDER LN PELHAM NH 030764300, PELHAM, NH 03076-4300 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,944.00 (+2.16%) | $496,200 (+10.71%) Land $93,100 Building $403,100 | $531,662 (+11.88%) |
| 2025 | $7,776.00 (+4.36%) | $448,200 (+8.81%) Land $84,600 Building $363,600 | $475,190 (+3.58%) |
| 2024 | $7,451.00 (+5.03%) | $411,900 (+13.28%) Land $84,600 Building $327,300 | $458,755 |
| 2023 | $7,094.00 | $363,600 Land $70,300 Building $293,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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