Hampden County and Ludlow Town property record for 46 Laurel Ln, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,473 sqft · built 1978 |
| Lot Size | 0.696 acres (30,318 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Sep 1983) |
| Tax Bill | $8,477 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:030-08550 B:140 L:0 |
| Primary APN | M:030-08550 B:140 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,473 sqft Living Area |
| Gross Area | 7,877 sqft |
| Basement Area | 2,121 sqft |
| Unfinished Basement | 2,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,318 sqft (0.696 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4901 |
|---|---|
| Street Address | 46 LAUREL LN |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 8550 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 810414 |
46 Laurel Ln is owned and occupied by two individuals who bought it in September 1983.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 LAUREL LN, LUDLOW, MA 01056-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 1983 · Amount on File |
| Deed Sale | Sep 28, 1983 · Amount on File |
| Deed Book / Page | 5505 / 433 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 46 Laurel Ln was $8,477, up 0.6% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,477.00 (+0.59%) | $529,500 (+9.02%) Land $92,100 Building $437,400 | $591,144 (+11.1%) |
| 2025 | $8,427.00 (+6.31%) | $485,700 (+10.84%) Land $83,700 Building $402,000 | $532,095 (+4.32%) |
| 2024 | $7,927.00 (+2.99%) | $438,200 (+11.08%) Land $83,600 Building $354,600 | $510,055 |
| 2023 | $7,697.00 | $394,500 Land $69,500 Building $325,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Laurel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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