Hampden County and Ludlow Town property record for 103 Laurel Ln, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,224 sqft · built 1979 |
| Lot Size | 0.731 acres (31,842 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Mar 2006) |
| Tax Bill | $5,463 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:030-08550 B:149 L:0 |
| Primary APN | M:030-08550 B:149 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 4,794 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,842 sqft (0.731 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 4910 |
|---|---|
| Street Address | 103 LAUREL LN |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 8550 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 810414 |
103 Laurel Ln is owned and occupied by an individual who bought it in March 2006.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 LAUREL LN, LUDLOW, MA 01056-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2006 · Amount on File |
| Deed Sale | Mar 31, 2006 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 103 Laurel Ln was $5,463, down 0.2% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,463.00 (-0.16%) | $341,200 (+8.18%) Land $93,200 Building $248,000 | $341,248 (-6.04%) |
| 2025 | $5,472.00 (+4.01%) | $315,400 (+8.46%) Land $84,700 Building $230,700 | $363,185 (-1.04%) |
| 2024 | $5,261.00 (+5.75%) | $290,800 (+14.04%) Land $84,600 Building $206,200 | $366,985 |
| 2023 | $4,975.00 | $255,000 Land $70,400 Building $184,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Laurel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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