81 Hemlock Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 81 Hemlock Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	4,752 sqft · built 1960
Lot Size	0.454 acres (19,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$609,000 (Oct 2015)
Tax Bill	$27,489 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01700-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`14-01700-0000-00017`
Alternative APNs	`1400511000000032` `140170000017`

Interior

Building Area	4,752 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Lot Area	19,776 sqft (0.454 acres)

Location & Zoning

Old Parcel Number	1400511000000032
Street Address	81 HEMLOCK TER
City	WAYNE
State	NJ
Zip	07470-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	HEMLOCK HEIGHTS
Legal Block	1700
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2003
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1724 YOUNGSTOWN KINGSVILLE RD NE, VIENNA, OH 44473-9757
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit AIM CU
Jul 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2015 · Amount on Record
Deed Sale	Oct 5, 2015 · Amount on Record
Deed Document Number	201546085
Deed Book / Page	2700 / 236
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000034229
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	81 HEMLOCK TER, WAYNE, NJ 07470-4341
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 HEMLOCK TER, WAYNE, NJ 07470-4341

Mortgage

Document Number	0000035702
Date	Jul 14, 2022
Book Page	M18090/284
Instrument	2022035702

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Jul 6, 2022
Property Address	81 HEMLOCK TER, WAYNE, NJ 07470-4341
Document Number	0000034229
Book / Page	D4344 / 49
Instrument Date	Aug 24, 2021
Instrument	2022034229
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	MADISON SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 HEMLOCK TER, WAYNE, NJ 07470-4341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1724 YOUNGSTOWN KINGSVILLE RD NE, VIENNA, OH 44473-9757

Mortgage

Document Number	0000034230
Date	Jul 6, 2022
Instrument	2022034230

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Sep 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	81 HEMLOCK TER, WAYNE, NJ 07470-4341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052001
Date	Nov 14, 2018
Book Page	M15290/0035
Instrument	2018052001

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,300 (-) Land $154,900 Building $303,400	$458,300 (-) Land $154,900 Building $303,400
2025	$27,489.00 (+0.88%)	$458,300 (-) Land $154,900 Building $303,400	$458,300 (-) Land $154,900 Building $303,400
2024	$27,250.00 (+5.16%)
2023		$458,300 Land $154,900 Building $303,400	$458,300 Land $154,900 Building $303,400
2022	$25,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hemlock Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures