77 Hemlock Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 77 Hemlock Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,995 sqft · built 1960
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$687,500 (Feb 2018)
Tax Bill	$21,557 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-01700-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`14-01700-0000-00018`
Alternative APNs	`1400511000000029` `140170000018`

Interior

Building Area	3,995 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Lot Area	16,248 sqft (0.373 acres)

Location & Zoning

Old Parcel Number	1400511000000029
Street Address	77 HEMLOCK TER
City	WAYNE
State	NJ
Zip	07470-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: RESIDENCE
Legal Subdivision	PACKANACK LAKE ALPS SEC
Legal Block	1700
Legal Lot Number	18
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2003
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 HEMLOCK TER, WAYNE, NJ 07470-4341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 5, 2018	Deed, Transfer · Conventional Mortgage INVESTORS HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Jul 8, 2014 · Amount on Record
Deed Document Number	20186088
Deed Book / Page	3242 / 258
Prior Transfer Date	Mar 23, 2016
Prior Transfer Doc	0000019369
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	77 HEMLOCK TER, WAYNE, NJ 07470-4341
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002322
Date	Jan 20, 2026
Book Page	M19759/32
Instrument	2026002322

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	77 HEMLOCK TER, WAYNE, NJ 07470-4341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019799
Date	Apr 30, 2020
Book Page	M16134/192
Instrument	2020019799

Lender

Name	INVESTORS BANK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	77 HEMLOCK TER, WAYNE, NJ 07470-4341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054563
Date	Nov 22, 2019
Book Page	M15850/0028
Instrument	2019054563

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 5, 2018
Property Address	77 HEMLOCK TER, WAYNE, NJ 07470-4341
Document Number	0000006088
Book / Page	D3242 / 0258
Instrument Date	Dec 14, 2017
Instrument	2018006088
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 BRUSH HILL RD, 23, KINNELON, NJ 07405-2421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 HEMLOCK TER, WAYNE, NJ 07470-4341

Mortgage

Document Number	0000006089
Date	Feb 5, 2018
Instrument	2018006089

Lender

Name	INVESTORS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,400 (-) Land $102,600 Building $256,800	$359,400 (-) Land $102,600 Building $256,800
2025	$21,557.00 (+0.88%)	$359,400 (-) Land $102,600 Building $256,800	$359,400 (-) Land $102,600 Building $256,800
2024	$21,369.00 (+5.16%)
2023		$359,400 Land $102,600 Building $256,800	$359,400 Land $102,600 Building $256,800
2022	$20,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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