74 Hemlock Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 74 Hemlock Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	6,611 sqft · built 2021
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Jan 2020)
Tax Bill	$39,287 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01326-0000-00061`

Property Details

APN / Parcel Number

Primary APN	`14-01326-0000-00061`
Alternative APN	`140132600061`

Interior

Building Area	6,611 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Lot Area	56,628 sqft

Location & Zoning

Street Address	74 HEMLOCK TER
City	WAYNE
State	NJ
Zip	07470-4342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1326
Legal Lot Number	61
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2003
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	74 HEMLOCK TER, WAYNE, NJ 07470-4342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage CAMBRIDGE PAVERS INC
Jun 22, 2020	Loan Modification, Mortgage CAMBRIDGE PAVERS INC
Jan 24, 2020	Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Nov 20, 1986
Deed Document Number	20204511
Deed Book / Page	3738 / 249
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	74 HEMLOCK TER, WAYNE, NJ 07470-4342
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059516
Date	Dec 20, 2019
Book Page	M15903/0134
Instrument	2019059516

Lender

Name	CAMBRIDGE PAVERS INC
Type	Non-Lending Institution
Address	LYNDHURST, NJ 07071

Agreement

Amount	Amount Recorded
Term	107 Months
Due	Nov 1, 2028

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASSAIC NJ
Property Address	74 HEMLOCK TER, WAYNE, NJ 07470-4342
Document Number	0000048396
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HEMLOCK TER WAYNE NJ 074704342, WAYNE, NJ 07470-4342

Mortgage

Document Number	0000048396
Date	Sep 29, 2020
Book Page	000769/000120
Instrument	48396

Lender

Name	CAMBRIDGE PAVERS INC
Address	1 JEROME AVE, LYNDHURST, NJ 07071-2915

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Sep 28, 2027

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 24, 2020
Property Address	74 HEMLOCK TER, WAYNE, NJ 07470-4342
Document Number	0000004511
Book / Page	D3738 / 0249
Instrument Date	Dec 16, 2019
Instrument	2020004511
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$2,623.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 MOHAWK TRL, 21, WEST MILFORD, NJ 07480-3607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 HEMLOCK TER, WAYNE, NJ 07470-4342

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,000 (-) Land $134,400 Building $520,600	$655,000 (-) Land $134,400 Building $520,600
2025	$39,287.00 (+0.88%)	$655,000 (-) Land $134,400 Building $520,600	$655,000 (-) Land $134,400 Building $520,600
2024	$38,946.00 (+5.17%)
2023		$655,000 Land $134,400 Building $520,600	$655,000 Land $134,400 Building $520,600
2022	$37,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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