81 Gary Stephens Rd, Pine Knot, KY 42635 Property Records

McCreary County property record for 81 Gary Stephens Rd, Pine Knot, KY 42635

Property Summary

Property Type	Mobile Home
Lot Size	3.21 acres (139,828 sqft)
Owner	Individual Name on Record
Tax Bill	$83 (2025)
Deeds & Mortgages	Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`174-00-00-023.12`

Property Details

APN / Parcel Number

Primary APN	`174-00-00-023.12`
Alternative APN	`21674`

Exterior

Lot Area	139,828 sqft (3.21 acres)

Location & Zoning

Street Address	81 GARY STEPHENS RD
City	PINE KNOT
State	KY
Zip	42635-9113
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	3.21 AC & 2009 MH & GAR
Jurisdiction	MCCREARY KY
Township / Civil Division	PINE KNOT
Census Block Group	3
Census Block	3020
Census Tract	960401

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	81 GARY STEPHENS RD, PINE KNOT, KY 42635-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021
Deed Sale	Nov 1, 2021
Deed Document Number	135532
Deed Book / Page	D227 / 680
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Nov 1, 2021
Property Address	81 GARY STEPHENS RD, PINE KNOT, KY 42635-9113
Document Number	00D227/680
Book / Page	D227 / 680
Map Reference	DB 185 PG 349
Instrument Date	Mar 16, 2021
Instrument	135532
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 604, PINE KNOT, KY 42635-0604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 GARY STEPHENS RD, PINE KNOT, KY 42635-9113

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$83.00 (-80.61%)	$59,500 (+13.33%)	$59,500 (+13.33%)
2023	$428.00	$52,500	$52,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 85% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000