McCreary County property record for 45 Gary Stephens Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Jan 2018) |
| Tax Bill | $1,029 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 174-00-00-026.00 |
| Primary APN | 174-00-00-026.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Terrain | Rolling |
| Water Source | Commercial |
|---|
| Street Address | 45 GARY STEPHENS RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.0 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 960401 |
Source: McCreary County records · APN 174-00-00-026.00
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 GARY STEPHENS RD, PINE KNOT, KY 42635-9113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Jan 29, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 29, 2018 · Amount on Record |
| Deed Sale | Jan 29, 2018 · Amount on Record |
| Deed Document Number | 124311 |
| Deed Book / Page | D215 / 065 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 45 GARY STEPHENS RD, PINE KNOT, KY 42635-9113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M213/498 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | M213/498 |
| Instrument | 124312 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Jan 29, 2018 |
| Property Address | 45 GARY STEPHENS RD, PINE KNOT, KY 42635-9113 |
| Document Number | 00D215/065 |
| Book / Page | D215 / 065 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 124311 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $124.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 GARY STEPHENS RD, 45, PINE KNOT, KY 42635-9113 |
| Name | Verified Name |
|---|---|
| Address | 45 GARY STEPHENS RD, PINE KNOT, KY 42635-9113 |
| Investor | Possibly a Property Investor |
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,029.00 (+1.78%) | $128,000 (+3.23%) | $128,000 (+3.23%) |
| 2023 | $1,011.00 | $124,000 | $124,000 |
Source: FEMA National Flood Hazard Layer as of March 16, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | High above 70% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative, Inc. (KY & TN) Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures