McCreary County property record for 192 Gary Stephens Rd, Pine Knot, KY 42635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 832 sqft |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $232 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 174-00-00-023.01 |
| Primary APN | 174-00-00-023.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 832 sqft Living Area |
| Family Room | Family Room |
| Exterior Material | Logs |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 192 GARY STEPHENS RD |
|---|---|
| City | PINE KNOT |
| State | KY |
| Zip | 42635-9113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.5 AC & HSE & 2 GAR |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | PINE KNOT |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 960401 |
Source: McCreary County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 109, PINE KNOT, KY 42635-0109 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000122551 |
| Record Updated | Jun 8, 2026 |
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $232.00 (-0.43%) | $78,000 (+4%) | $78,000 (+4%) |
| 2023 | $233.00 Homeowner's exemption Disabled Person's exemption | $75,000 | $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 85% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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