Spotsylvania County property record for 81 E River Bend Rd, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,167 sqft · built 1987 |
| Lot Size | 5.13 acres (223,463 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Apr 2026) |
| Tax Bill | $4,830 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6A-1-50 |
| Primary APN | 6A-1-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,167 sqft Finished Area |
| Basement Area | 2,001 sqft |
| Unfinished Basement | 2,001 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 223,463 sqft (5.13 acres) |
| Garage Type | Attached |
| Garage Area | 928 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 324 sqft |
| Deck Area | 479 sqft |
| Patio Area | 479 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 81 E RIVER BEND RD |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU - RURAL |
| Legal Description | RIVER BLUFFS LOT 50 |
| Legal Subdivision | RIVER BLUFFS |
| Legal Lot Number | 50 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | COURTLAND |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20106 |
Source: Spotsylvania County records · APN 6A-1-50
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3705 AQUIA DR, STAFFORD, VA 22554-2706 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Oct 20, 2006 · Amount on Record |
| Deed Document Number | 20266148 |
| Prior Transfer Date | Feb 14, 2025 |
| Prior Transfer Doc | 0000001972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Apr 22, 2026 |
| Property Address | 81 E RIVER BEND RD, FREDERICKSBURG, VA 22407-2308 |
| Document Number | 0000006148 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.6148 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3705 AQUIA DR, STAFFORD, VA 22554-2706 |
| Document Number | 0000006149, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..6149 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,830.00 (+13.35%) | $655,100 (+12.89%) Land $301,200 Building $353,900 | |
| 2025 | $4,261.00 (+4.21%) | $580,300 (+9.51%) Land $237,800 Building $342,500 | $655,100 (+12.89%) Land $301,200 Building $353,900 |
| 2024 | $580,300 (+9.51%) Land $237,800 Building $342,500 | ||
| 2023 | $4,089.00 | $529,900 Land $183,400 Building $346,500 | $529,900 Land $183,400 Building $346,500 |
Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 22 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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