81 E Pond Rd, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 81 E Pond Rd, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 1986
Lot Size	4.61 acres (200,812 sqft)
Owner	2 Individual Names on File
Last Sale	$501,700 (May 2022)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:040 L:044-1`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:040 L:044-1`
Alternative APNs	`M:040 L:044=1` `3197`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	200,812 sqft (4.61 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	3197
Street Address	81 E POND RD
City	OAKLAND
State	ME
Zip	04963-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	44-1
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

81 E Pond Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Kennebec County and Oakland Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	81 E POND RD, OAKLAND, ME 04963-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer · FHA Mortgage NAVY FCU
Dec 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202220220011069
Deed Book / Page	14447 / 297
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	May 13, 2022
Property Address	81 E POND RD, OAKLAND, ME 04963-4007
Document Number	20220011069
Book / Page	14447 / 297
Instrument Date	May 12, 2022
Instrument	20220011069
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2245 ARMORICA DR, NORTH POLE, AK 99705-8105

Mortgage

Document Number	2022011070
Date	May 13, 2022
Instrument	2022011070

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Dec 21, 2020
Property Address	81 E POND RD, OAKLAND, ME 04963-4007
Document Number	2020032766
Book / Page	13831 / 77
Instrument Date	Dec 17, 2020
Instrument	2020032766
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 RICHARD RD, SIDNEY, ME 04330-2867

Mortgage

Document Number	2020032767
Date	Dec 21, 2020
Instrument	2020032767

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 81 E Pond Rd was $3,516, up 9.3% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,516.00 (+9.33%)	$225,100 (+2.32%) Land $46,200 Building $178,900
2024	$3,216.00	$220,000 Land $46,200 Building $173,800
2022	$2,769.00	$161,000 Land $35,000 Building $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 81 E Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 E Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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