102 E Pond Rd, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 102 E Pond Rd, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,566 sqft · built 1908
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Dec 2024)
Tax Bill	$2,827 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jun 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:040 L:028`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:040 L:028`
Alternative APN	`2874`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,566 sqft Living Area
1st Floor Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2874
Street Address	102 E POND RD
City	OAKLAND
State	ME
Zip	04963-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	28
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1004
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 E Pond Rd is owned by two individuals who acquired it in June 2025.

Source: Kennebec County and Oakland Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 MARTHA EST, OAKLAND, ME 04963-4057
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Jun 30, 2025	Warranty Deed, Transfer
Dec 9, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Deed Document Number	202426633
Deed Book / Page	15244 / 83
Last Transfer Date	Jun 25, 2025
Transfer Doc	2025013055
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	102 E POND RD, OAKLAND, ME 04963-4012
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020014233
Date	Jun 26, 2020
Book Page	13606/319
Instrument	2020014233

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2046

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Jun 30, 2025
Property Address	102 E POND RD, OAKLAND, ME 04963-4012
Document Number	2025013055
Book / Page	15411 / 327
Instrument Date	Jun 25, 2025
Instrument	2025013055
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9 MARTHA EST, OAKLAND, ME 04963-4057

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Dec 9, 2024
Property Address	102 E POND RD, OAKLAND, ME 04963-4012
Document Number	2024026633
Book / Page	15244 / 83
Instrument Date	Dec 6, 2024
Instrument	2024026633
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 CEDAR ST, BANGOR, ME 04401-4639

Mortgage

Document Number	2024026634
Date	Dec 9, 2024
Instrument	2024026634

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 102 E Pond Rd was $2,827, up 2.4% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,827.00 (+2.43%)	$181,000 (-4.13%) Land $33,000 Building $148,000
2024	$2,760.00 (+13.02%)	$188,800 (+11.32%) Land $42,000 Building $146,800
2023	$2,442.00 (-1.73%)	$169,600 (+17.37%) Land $42,000 Building $127,600	$423,985
2022	$2,485.00	$144,500 Land $38,200 Building $106,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 E Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 E Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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