69 E Pond Rd, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 69 E Pond Rd, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,282 sqft · built 1965
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2025)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:040 L:046`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:040 L:046`
Alternative APN	`2208`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
1st Floor Area	1,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	235,224 sqft (5.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2208
Street Address	69 E POND RD
City	OAKLAND
State	ME
Zip	04963-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	46
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

69 E Pond Rd is owned by two individuals who bought it in September 2025.

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	138 WEBSTER RD, FARMINGTON, ME 04938-6233
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage · ARM KENNEBEC FED S&L
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Mar 28, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Sep 11, 2025	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN SOMERSET FEDERAL CREDIT UN
Sep 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Aug 10, 2018	Deed of Trust, Mortgage · ARM KENNEBEC FED S&L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Sep 27, 2022 · Amount on File
Deed Document Number	202520008
Deed Book / Page	15490 / 134
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	69 E POND RD, OAKLAND, ME 04963-4007
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018017724
Date	Aug 10, 2018
Book Page	12991/0013
Instrument	2018017724

Lender

Name	KENNEBEC FED S&L

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Aug 24, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2021

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	69 E POND RD, OAKLAND, ME 04963-4007
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021014891
Date	Jun 3, 2021
Book Page	14032/205
Instrument	2021014891

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2047

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	69 E POND RD, OAKLAND, ME 04963-4007
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025005859
Date	Mar 28, 2025
Book Page	15326/129
Instrument	2025005859

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Sep 11, 2025
Property Address	69 E POND RD, OAKLAND, ME 04963-4007
Document Number	2025020008
Book / Page	15490 / 134
Instrument Date	Sep 8, 2025
Instrument	2025020008
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	138 WENSTER RD, FARMINGTON, ME 04938-6233

Mortgage

Document Number	2025020009
Date	Sep 11, 2025
Instrument	2025020009

Lender

Name	FRANKLIN SOMERSET FEDERAL CREDIT UN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Sep 27, 2022
Property Address	69 E POND RD, OAKLAND, ME 04963-4007
Document Number	2022023734
Book / Page	14586 / 315
Instrument Date	Sep 23, 2022
Instrument	2022023734
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	2333 CANAAN RD, HARTFORD, ME 04220

Mortgage

Document Number	2022023735
Date	Sep 27, 2022
Instrument	2022023735

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	69 E POND RD, OAKLAND, ME 04963-4007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12991/0013
Date	Aug 10, 2018
Book Page	12991/0013
Instrument	2018017724

Lender

Name	KENNEBEC FED S&L

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 69 E Pond Rd was $2,412, up 6.9% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,412.00 (+6.87%)	$154,400 (-) Land $42,700 Building $111,700
2024	$2,257.00 (+12.01%)	$154,400 (+10.36%) Land $42,700 Building $111,700
2023	$2,015.00 (-2.23%)	$139,900 (+16.78%) Land $42,700 Building $97,200	$304,380
2022	$2,061.00	$119,800 Land $38,800 Building $81,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 69 E Pond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 E Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom.

Cell Coverage

5G and 4G LTE (outdoors only)

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