Calvert County property record for 81 E Chesapeake Beach Rd, Owings, MD 20736
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 ba · 1,122 sqft · built 1960 |
| Lot Size | 0.859 acres (37,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,267 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-006816 |
| Primary APN | 03-006816 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,122 sqft Total Area |
| Basement Area | 299 sqft |
| Finished Basement | 953 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 37,400 sqft (0.859 acres) |
| Garage Type | Mixed |
| Garage Area | 299 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 289 sqft |
| Deck Area | 216 sqft |
| Patio Area | 52 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 006816 |
|---|---|
| Street Address | 81 E CHESAPEAKE BEACH RD |
| City | OWINGS |
| State | MD |
| Zip | 20736-9269 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TC |
| Legal Description | 37,400 SF 81 CHES BEACH RD E OWINGS |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 860300 |
81 E Chesapeake Beach Rd, a commercial property, is owned and occupied by two individuals who acquired it in December 2015.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 68, OWINGS, MD 20736-0068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 12, 2015 |
| Transfer Doc | 0047210115 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 81 E Chesapeake Beach Rd was $6,267 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $563,400 (+0.57%) | $569,800 (+1.71%) Land $266,500 Building $303,300 | |
| 2025 | $6,267.00 Homeowner's exemption | $560,200 Land $266,500 Building $293,700 | $560,200 Land $266,500 Building $293,700 |
| 2023 | $5,295.00 Homeowner's exemption | $509,667 | $560,200 Land $266,500 Building $293,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 81 E Chesapeake Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 81 E Chesapeake Beach Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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