121 E Chesapeake Beach Rd, Owings, MD 20736 Property Records

Calvert County property record for 121 E Chesapeake Beach Rd, Owings, MD 20736

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1,800 sqft · built 1930
Lot Size	0.505 acres (21,996 sqft)
Owner	Company Name on File
Last Sale	$790,000 (Jan 2023)
Tax Bill	$6,181 (2025)
Deeds & Mortgages	Jun 2023 Sale Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-007774`

Property Details

APN / Parcel Number

Primary APN	`03-007774`
Alternative APNs	`3007774` `007774`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,800 sqft Total Area
1st Floor Area	2,392 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	21,996 sqft (0.505 acres)

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Shed	1 Shed
Shed Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	007774
Street Address	121 E CHESAPEAKE BEACH RD
City	OWINGS
State	MD
Zip	20736-3546
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	TC
Legal Description	21,996 SF 121 & 123 CHES BCH RD E OWINGS
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1004
Census Tract	860300

Owner

121 E Chesapeake Beach Rd, a residential property, is owned by a company that bought it in January 2023.

Source: Calvert County records, as of September 17, 2026

Owner of Record	Company Name on File
Mailing Address	14160 CINDY LN, HUGHESVILLE, MD 20637-2028
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed, Transfer FIRST QUALITY TITLE, FIRST EQUITY TITLE
Jan 10, 2023	Deed, Transfer · Stand-Alone First Mortgage THE UNDERWOOD GROUP LLC
Oct 31, 2018	Grant Deed, Transfer COMMUNITY BK/CHESAPEAKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023 · Amount on File
Deed Sale	Jan 10, 2023 · Amount on File
Prior Sale	Oct 31, 2018 · Amount on File
Deed Book / Page	6390 / 249
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 6, 2023
Property Address	121 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3546
Document Number	0064420494
Book / Page	6442 / 494
Instrument Date	Apr 25, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIRST QUALITY TITLE, FIRST EQUITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14160 CINDY LN, HUGHESVILLE, MD 20637-2028

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 10, 2023
Property Address	121 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3546
Document Number	0063900249
Book / Page	6390 / 249
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST EQUITY TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14160 CINDY LN, HUGHESVILLE, MD 20637-2028

Mortgage

Document Number	0006390255
Date	Jan 10, 2023
Instrument	6390/255

Lender

Name	THE UNDERWOOD GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	228 Months
Due	Jan 15, 2042

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 31, 2018
Property Address	121 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-3546
Document Number	0052750262
Book / Page	005275 / 000262
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3612 CROFTON MD 211140612, CROFTON, MD 21114-0612

Mortgage

Document Number	52750270
Date	Oct 31, 2018
Book Page	005275/000270

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank
Address	WALDORF, MD 20601

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 121 E Chesapeake Beach Rd was $6,181.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,933	$779,200 Land $231,800 Building $547,400
2025	$6,181.00
2023	$5,528.00	$532,100	$552,300 Land $231,800 Building $320,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 E Chesapeake Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 E Chesapeake Beach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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