63 E Chesapeake Beach Rd, Owings, MD 20736 Property Records

Calvert County property record for 63 E Chesapeake Beach Rd, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,664 sqft · built 1981
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,447 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-093794`

Property Details

APN / Parcel Number

Primary APN	`03-093794`
Alternative APNs	`3093794` `093794`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,664 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	588 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	093794
Street Address	63 E CHESAPEAKE BEACH RD
City	OWINGS
State	MD
Zip	20736-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	LT 2 CHARLES O GOTT PROP
Legal Subdivision	CHARLES O GOTT PROP
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1004
Census Tract	860300

Owner

63 E Chesapeake Beach Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Calvert County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	63 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Loan Modification, Mortgage · Conventional Mortgage CLARKE JAMES E
Nov 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK
Apr 9, 2020	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 2, 2020
Transfer Doc	0057670379
Record Updated	Sep 20, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	63 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9269
Document Number	0057670409
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E CHESAPEAKE BEACH RD OWINGS MD 207369269, OWINGS, MD 20736-9269

Mortgage

Document Number	0057670409
Date	Nov 18, 2020
Book Page	005767/000409

Lender

Name	CLARKE JAMES E
Address	1602 VILLAGE MARKET BOULEVARD SE SU, OWINGS, MD 20736

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Nov 18, 2020
Property Address	63 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9269
Document Number	0057670379
Book / Page	5767 / 379
Map Reference	LB ABE 278 FO 152
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9269

Mortgage

Document Number	5767383
Date	Nov 18, 2020
Instrument	5767/383

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	63 E CHESAPEAKE BEACH RD, OWINGS, MD 20736-9269
Document Number	0055850269
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 CHESAPEAKE RD E OWINGS MD 20736, OWINGS, MD 20736

Mortgage

Document Number	0055850269
Date	May 6, 2020
Book Page	005585/000269

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 63 E Chesapeake Beach Rd was $4,447 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,447.00 Homeowner's exemption	$391,600 Land $148,600 Building $243,000	$391,600 Land $148,600 Building $243,000
2023	$3,661.00 Homeowner's exemption	$352,400	$391,600 Land $148,600 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 63 E Chesapeake Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1999–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63 E Chesapeake Beach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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