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81 Cass Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 81 Cass Ave, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 882 sqft · built 1930
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$139,900 (Jun 2012)
Tax Bill$3,178 (2026)
Deeds & MortgagesFeb 2021 Mortgage
May 2022 Refinance
Flood ZoneZone X (minimal risk)
APN178-02400-89-001

Property Details

APN / Parcel Number

Primary APN178-02400-89-001
Alternative APN
  • WSPR M:00178 B:02400 L:00089

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area882 sqft Living Area
Gross Area1,764 sqft
Basement Area786 sqft
Unfinished Basement786 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number178-02400-89-001
Street Address81 CASS AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-2458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal SubdivisionKINGS HWY PARK
Legal Block2400
Legal Lot Number89
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1013
Census Tract812404

Owner

81 Cass Ave is owned and occupied by two individuals who bought it in June 2012.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address81 CASS AVE, WEST SPRINGFIELD, MA 01089-2458
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FIGURE LENDING LCC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2012 · Amount on File
Deed SaleJun 21, 2012 · Amount on File
Prior SaleApr 30, 2009 · Amount on File
Deed Book / Page19312 / 477
Transfer Doc019312-477
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address81 CASS AVE, WEST SPRINGFIELD, MA 01089-2458
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023732-65
DateFeb 26, 2021
Book Page23732/65
Instrument13429
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term253 Months
DueMar 1, 2042

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address81 CASS AVE, WEST SPRINGFIELD, MA 01089-2458
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024561-144
DateMay 25, 2022
Book Page24561/144
Instrument31538
Lender
NameFIGURE LENDING LCC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 81 Cass Ave was $3,178, up 1.3% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,178.00 (+1.27%)$226,700 (+7.44%) Land $116,200 Building $110,500$245,860 (-3.61%)
2025$3,138.00 (+3.39%)$211,000 (+2.98%) Land $105,600 Building $105,400$255,075
2024$3,035.00 (+5.53%)$204,900 (+10.7%) Land $105,600 Building $99,300
2023$2,876.00$185,100 Land $105,600 Building $79,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Cass Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Cass Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Whip City Fiber.

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