64 Cass Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 64 Cass Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 891 sqft · built 1949
Lot Size	0.247 acres (10,745 sqft)
Owner	Individual Name on Record
Tax Bill	$3,679 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`178-02050-89-001`

Property Details

APN / Parcel Number

Primary APN	`178-02050-89-001`
Alternative APN	`WSPR M:00178 B:02050 L:00089`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	891 sqft Living Area
Gross Area	2,556 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,745 sqft (0.247 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	178-02050-89-001
Street Address	64 CASS AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	2050
Legal Lot Number	89
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1013
Census Tract	812404

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Apr 25, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 25, 2023	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Mar 22, 2017	Deed of Trust, Mortgage 360 FEDERAL CREDIT UNION
Jul 31, 2020	Quit Claim Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023
Deed Sale	Apr 25, 2023
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	202318478
Deed Book / Page	24981 / 525
Prior Transfer Date	Apr 13, 2023
Prior Transfer Doc	024981-528
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Aug 31, 2026
Property Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424
Document Number	0000042019
Book / Page	26487 / 473
Instrument Date	Aug 14, 2026
Instrument	202642019
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424

Mortgage

Document Number	0000042019,
Date	Aug 31, 2026
Book Page	26487/473
Instrument	202642019

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 25, 2023
Property Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424
Document Number	024981-525
Book / Page	24981 / 525
Instrument Date	Apr 20, 2023
Instrument	18478
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 25, 2023
Property Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424
Document Number	024981-523
Book / Page	24981 / 523
Instrument Date	Apr 13, 2023
Instrument	18477
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424

Mortgage

Document Number	024981-528
Date	Apr 25, 2023
Book Page	24981/528
Instrument	18479

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21609-442
Date	Mar 22, 2017
Book Page	21609/442
Instrument	14843

Lender

Name	360 FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 31, 2020
Property Address	64 CASS AVE, WEST SPRINGFIELD, MA 01089-2424
Document Number	23340-320
Book / Page	23340 / 320
Instrument Date	Jul 27, 2020
Instrument	41568
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	56 SAINT JAMES AVE APT 1, 1, CHICOPEE, MA 01020-2400

Mortgage

Document Number	41569
Date	Jul 31, 2020
Instrument	41569

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,679.00 (+2.48%)	$262,400 (+8.7%) Land $119,500 Building $142,900	$274,120 (+1.6%)
2025	$3,590.00 (+3.73%)	$241,400 (+3.29%) Land $108,600 Building $132,800	$269,800
2024	$3,461.00 (+6.76%)	$233,700 (+12.03%) Land $108,600 Building $125,100
2023	$3,242.00	$208,600 Land $108,600 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Whip City Fiber.

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