8099 3rd St, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 8099 3rd St, Laurel Hill, FL 32567

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 870 sqft · built 2025
Lot Size1.45 acres (63,250 sqft)
OwnerIndividual Name on Record
Last Sale$169,900 (Jul 2025)
Tax Bill$134 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-190-5435-1

Property Details

APN / Parcel Number

Primary APNC56-001-190-5435-1
Alternative APN
  • 05-5N-22-0850-0040-001A

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area870 sqft Heated Area
Gross Area994 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2025
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area63,250 sqft (1.45 acres)
Lot Dimensions115 ft deep x 550 ft wide
PorchOpen Porch
Porch Area44 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address8099 3RD ST
CityLAUREL HILL
StateFL
Zip32567-2008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW L H LOT 1 BLK 40
Legal SubdivisionFAIRVIEW ADDN TO LH
Legal Block40
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionLAUREL HILL
Census Block Group1
Census Block1069
Census Tract20200

Owner

Source: Okaloosa County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address8099 3RD ST, LAUREL HILL, FL 32567-2008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Deed Document Number3763262
Record UpdatedJun 8, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 10, 2025
Property Address8099 3RD ST, LAUREL HILL, FL 32567-2008
Document Number0003763262
Map ReferenceMB 1 PG 3
Instrument DateJul 7, 2025
Instrument3763262
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7920 STEEL MILL CREEK RD, LAUREL HILL, FL 32567-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address8099 3RD ST, LAUREL HILL, FL 32567-2008

Mortgage

Document Number0003763263
DateJul 10, 2025
Instrument3763263
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 5, 2055

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityLaurel Hill City
Unified School DistrictOkaloosa County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1998–2009)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAUREL HILL
serves 1,802 people · EPA ID FL1460416
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Fidium Fiber
DSL
50 / 10

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