8090 3rd St, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 8090 3rd St, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 2025
Lot Size	1.08 acres (47,319 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Jul 2026)
Tax Bill	$202 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-177-3458-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-177-3458-2`
Alternative APNs	`05-5N-22-0850-0041-005A` `22N50508500041005A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	47,319 sqft (1.08 acres)
Lot Width	250 ft Width
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8090 3RD ST
City	LAUREL HILL
State	FL
Zip	32567-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW L H LOT 5 BLK 41
Legal Subdivision	FAIRVIEW L H
Legal Block	41
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1078
Census Tract	20200

Owner

Source: Okaloosa County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8090 3RD ST, LAUREL HILL, FL 32567-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORPORATION
Sep 23, 2024	Warranty Deed, Transfer MOULTON LAND TITLE INC
Jul 7, 2023	Warranty Deed, Transfer MOULTON LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Sep 23, 2024 · Amount on Record
Deed Document Number	20263828561
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 20, 2026
Property Address	8090 3RD ST, LAUREL HILL, FL 32567-2007
Document Number	0003828561
Instrument Date	Jul 17, 2026
Instrument	20263828561
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	SUNBELT TITLE COMPANY, SUNBELT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164,731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8090 3RD ST, LAUREL HILL, FL 32567-2007

Mortgage

Document Number	0003828562,
Date	Jul 20, 2026
Instrument	20263828562

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 23, 2024
Property Address	8090 3RD ST, LAUREL HILL, FL 32567-2007
Document Number	0003712698
Map Reference	MB 1 PG 3
Instrument Date	Sep 20, 2024
Instrument	3712698
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6448 AMANDA CT, CRESTVIEW, FL 32536-7217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 LILLIE ST, CRESTVIEW, FL 32539-5604

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 7, 2023
Property Address	3RD ST, LAUREL HILL, FL 32567
Document Number	0036823362
Book / Page	3682 / 3362
Map Reference	MB1 PG 3
Instrument Date	Jul 6, 2023
Instrument	3634119
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	984 W JAMES LEE BLVD, CRESTVIEW, FL 32536-5137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6448 AMANDA CT, CRESTVIEW, FL 32536-7217

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Laurel Hill City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$202.00	$15,890 Land $15,890	$15,890 Land $15,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Fidium Fiber DSL	10 / 1

May also be available: T-Mobile.

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