8086 3rd St, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 8086 3rd St, Laurel Hill, FL 32567

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,422 sqft · built 2025
Lot Size1.08 acres (47,319 sqft)
OwnerIndividual Name on File
Last Sale$20,000 (Jul 2023)
Tax Bill$134 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-6447-3

Property Details

APN / Parcel Number

Primary APNC56-000-592-6447-3
Alternative APNs
  • 05-5N-22-0850-0041-0070
  • 05-5N-22-0850-0041-0050
  • C56-001-177-3460-8
  • 22N505085000410070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,422 sqft Living Area
Gross Area1,810 sqft
1st Floor Area1,422 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area47,319 sqft (1.08 acres)
Lot Width250 ft Width
Garage TypeAttached
Garage Area240 sqft
PorchFinished/Open Porch
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address8086 3RD ST
CityLAUREL HILL
StateFL
Zip32567-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRVIEW L H LOT 7 BLK 41
Legal Range22W
Legal Township05N
Legal Section05
Legal SubdivisionFAIRVIEW L H
Legal Block41
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionLAUREL HILL
Census Block Group1
Census Block1078
Census Tract20200

Owner

Source: Okaloosa County records · APN C56-000-592-6447-3

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8086 3RD ST, LAUREL HILL, FL 32567-2007
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Correction Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORPORATION
Jun 17, 2026Deed of Trust, Mortgage · FHA Mortgage
WATERSTONE MORTGAGE CORPORATION
Jul 07, 2023Warranty Deed, Transfer
MOULTON LAND TITLE INC
Dec 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2023 · Amount on Record
Deed SaleJul 07, 2023 · Amount on Record
Prior SaleJul 07, 2023 · Amount on Record
Deed Document Number20233634120
Deed Book / Page3682 / 3363
Last Transfer DateJun 22, 2026
Transfer Doc0003824129
Record UpdatedSep 20, 2026

June 2026: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateJun 24, 2026
Property Address8086 3RD ST, LAUREL HILL, FL 32567-2007
Document Number0003824129
Instrument DateJun 22, 2026
Instrument20263824129
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyMOULTON LAND TITLE INC, MOULTON LAND TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8086 3RD ST, LAUREL HILL, FL 32567-2007

Mortgage

Document Number0003824130,
DateJun 24, 2026
Instrument20263824130
Lender
NameWATERSTONE MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateJun 17, 2026
Property Address8086 3RD ST, LAUREL HILL, FL 32567-2007
Document Number0003822991
Instrument DateJun 15, 2026
Instrument20263822991
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWATERSTONE MORTGAGE CORPORAT

Transferred To (Grantee/Buyer)

NameVerified Name
Address22114 COLTON POINT RD, BUSHWOOD, MD 20618-2507

Mortgage

Document Number0003822991,
DateJun 17, 2026
Instrument20263822991
Lender
NameWATERSTONE MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.36%
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 07, 2023
Property Address8086 3RD ST, LAUREL HILL, FL 32567-2007
Document Number0036823363
Book / Page3682 / 3363
Map ReferenceMB 1 PG 3
Instrument DateJul 06, 2023
Instrument3634120
Transaction TypeTransfer
Record UpdatedDec 09, 2025
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address984 W JAMES LEE BLVD, CRESTVIEW, FL 32536-5137

Transferred To (Grantee/Buyer)

NameVerified Name
Address6448 AMANDA CT, CRESTVIEW, FL 32536-7217
InvestorPossibly a Property Investor

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateDec 27, 2018
Property Address8086 3RD ST, LAUREL HILL, FL 32567-2007
Document Number0033792929
Book / Page003379 / 002929
Instrument DateDec 25, 2018
Instrument3250435
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address8086 3RD ST LAUREL HILL FL 325672007, LAUREL HILL, FL 32567-2007

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityLaurel Hill City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$134.00 (-11.26%)$10,593 (-71.21%) Land $10,593$10,593 (-71.21%) Land $10,593
2023$151.00 (-26.34%) Homeowner's exemption$36,791 (-10.02%) Land $4,357 Building $32,434$36,791 (-26.89%) Land $4,357 Building $32,434
2022$205.00 Homeowner's exemption$40,890$50,320 Land $20,360 Building $29,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1998–2009)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Consolidated Communications
DSL
10 / 1

May also be available: T-Mobile USA.

Based on FCC filings for 24 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAUREL HILL
serves 1,802 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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