8092 Kruger Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 8092 Kruger Rd, Three Oaks, MI 49128 · Last verified August 2026

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,620 sqft · built 2020
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Tax Bill	$3,188 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-0005-0010-10-0`

Property Details

APN / Parcel Number

Primary APN	`20-0005-0010-10-0`
Alternative APN	`11-20-0005-0010-10-0`

Interior

Full Baths	2 Baths
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modular
Lot Area	76,230 sqft (1.75 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8092 KRUGER RD
City	THREE OAKS
State	MI
Zip	49128-9136
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	SPLIT ON 11/13/2019 FROM 20-0005-0010-08-5; BEG 161.20? W OF THE NE COR SEC 5 T8S R20W TH S00DEG03?33?E 380.00? TH W 200.00?
Legal Range	20W
Legal Township	08S
Legal Section	05
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	1
Census Block	1055
Census Tract	11400

Owner

Source: Berrien County records · APN 20-0005-0010-10-0

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8092 KRUGER RD, THREE OAKS, MI 49128-9136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEACHERS CU
Jul 02, 2020	Intrafamily Transfer, Transfer · Construction Mortgage TEACHERS CU
Jan 23, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 01, 2020
Transfer Doc	03280/2670
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8092 KRUGER RD, THREE OAKS, MI 49128-9136
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8092 KRUGER RD, THREE OAKS, MI 49128-9136

Mortgage

Document Number	03404/1660
Date	May 23, 2023
Book Page	3404/1660
Instrument	2023381059

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 02, 2020
Property Address	8092 KRUGER RD, THREE OAKS, MI 49128-9136
Document Number	03280/2670
Book / Page	3280 / 2670
Instrument Date	Jul 01, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16956 BASSWOOD RD, THREE OAKS, MI 49128-8546

Mortgage

Document Number	0032802673
Date	Jul 02, 2020
Instrument	3280/2673

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Jan 01, 2051

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 23, 2020
Property Address	8092 KRUGER RD, THREE OAKS, MI 49128-9136
Document Number	03262/3224
Book / Page	3262 / 3224
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16956 BASSWOOD RD, THREE OAKS, MI 49128-8546

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,200 (+3.65%)	$386,400 (+3.65%)
2025	$3,188.00 (-4.61%) Homeowner's exemption	$186,400 (+40.68%)	$372,800 (+40.68%)
2024	$3,342.00 (+37.08%)
2023		$132,500	$265,000
2022	$2,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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