8081 Kruger Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 8081 Kruger Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,160 sqft · built 1992
Lot Size	4.59 acres (199,940 sqft)
Owner	Trust Name on File
Tax Bill	$10,925 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-0132-0003-04-0`

Property Details

APN / Parcel Number

Primary APN	`20-0132-0003-04-0`
Alternative APN	`11-20-0132-0003-04-0`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Lot Area	199,940 sqft (4.59 acres)
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8081 KRUGER RD
City	THREE OAKS
State	MI
Zip	49128-9136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 466.69'W OF SE COR SEC 32 T7S R20W TH W 427.97'TH N 0 DEG20'02'' E 466.69'TH E 428.17'TH S 0 DEG21' 28''W 466.69'TO POB
Legal Range	20W
Legal Township	07S
Legal Section	32
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	1
Census Block	1056
Census Tract	11400

Owner

8081 Kruger Rd is held in a trust since August 2018.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	402 CEDAR ST, THREE OAKS, MI 49128-1207
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 24, 2018	Quit Claim Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage MUTUAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2008
Deed Sale	Mar 7, 2008
Prior Sale	Apr 15, 1993 · Amount on File
Deed Book / Page	2832 / 1554
Last Transfer Date	Aug 23, 2018
Transfer Doc	3215000180
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8081 KRUGER RD, THREE OAKS, MI 49128-9136
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03285/3293
Date	Aug 11, 2020
Book Page	3285/3293

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 24, 2018
Property Address	8081 KRUGER RD, THREE OAKS, MI 49128-9136
Document Number	03215/0180
Book / Page	3215 / 0180
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2784 S OCEAN BLVD APT 501N, 501N, PALM BEACH, FL 33480-5533

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 24, 2018
Property Address	8081 KRUGER RD, THREE OAKS, MI 49128-9136
Document Number	03215/0167
Book / Page	3215 / 0167
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8081 KRUGER RD, THREE OAKS, MI 49128-9136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CEDAR ST, THREE OAKS, MI 49128-1207

Mortgage

Document Number	0003215169
Date	Aug 24, 2018
Instrument	3215/169

Lender

Name	MUTUAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8081 Kruger Rd was $10,925, down 1.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,300 (+3.49%)	$800,600 (+3.49%)
2025	$10,925.00 (-1.29%)	$386,800	$773,600
2024	$11,068.00
2023		$332,000	$664,000
2022	$10,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8081 Kruger Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8081 Kruger Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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