805 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 805 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1886
Lot Size	0.16 acres (6,977 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Oct 2017)
Tax Bill	$2,370 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1270-03040`

Property Details

APN / Parcel Number

Primary APN	`010-1270-03040`
Alternative APN	`1039693`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Gross Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	6,977 sqft (0.16 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	160 sqft
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1039693
Street Address	805 W 4TH ST
City	DULUTH
State	MN
Zip	55806-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX N 10 FT FOR ALLEY SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIV
Legal Block	44
Legal Lot Number	131
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1002
Census Tract	2000

Owner

805 W 4th St is owned and occupied by an individual who bought it in October 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	805 W 4TH ST, DULUTH, MN 55806-2245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Prior Sale	Jan 11, 2006 · Amount on File
Deed Document Number	20171319896
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2017
Property Address	805 W 4TH ST, DULUTH, MN 55806-2245
Document Number	00A1319896
Instrument Date	Oct 5, 2017
Instrument	A1319896
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	805 W 4TH ST DULUTH MN 558062245, DULUTH, MN 55806-2245

Mortgage

Document Number	A1319897
Date	Oct 13, 2017
Instrument	A1319897

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 805 W 4th St was $2,370 with a homeowner's exemption, up 10.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,370.00 (+10.75%) Homeowner's exemption
2025	$2,140.00 (+2.1%) Homeowner's exemption	$225,100 (+23.82%) Land $55,500 Building $169,600	$225,100 (+23.82%) Land $55,500 Building $169,600
2024	$2,096.00	$181,800 Land $53,800 Building $128,000	$181,800 Land $53,800 Building $128,000
2022		$155,200 Land $48,800 Building $106,400	$155,200 Land $48,800 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 805 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Airfiber Fixed Wireless	100 / 20