732 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 732 W 4th St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 924 sqft · built 1911
Lot Size0.072 acres (3,148 sqft)
OwnerIndividual Name on Record
Last Sale$65,500 (Jan 2017)
Tax Bill$1,128 (2026)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-1270-01420

Property Details

APN / Parcel Number

Primary APN010-1270-01420
Alternative APN
  • 1023325

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area924 sqft Gross Area
1st Floor Area616 sqft

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area3,148 sqft (0.072 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area48 sqft
Deck Area36 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1023325
Street Address732 W 4TH ST
CityDULUTH
StateMN
Zip55806-2438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 35 FT OF W 40 FT OF LOT 126 AND N 35FT OF LOT 128 SERIAL #
Legal SubdivisionDULUTH PROPER THIRD DIV
Legal Block35
Legal Lot Number126,128
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2020
Census Tract1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address732 W 4TH ST, DULUTH, MN 55806-2438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2017 · Amount on Record
Deed SaleJan 4, 2017 · Amount on Record
Deed Document Number2017980530
Record UpdatedSep 20, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 4, 2017
Property Address732 W 4TH ST, DULUTH, MN 55806-2438
Document Number000T980530
Instrument DateDec 22, 2016
InstrumentT980530
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$216.15
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 W 4TH ST DULUTH MN 558062438, DULUTH, MN 55806-2438

Mortgage

Document NumberT980531
DateJan 4, 2017
InstrumentT980531
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 3, 2047

Mortgage

Document NumberT980532,
DateJan 4, 2017
InstrumentT980532
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueJan 3, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,128.00 (+13.48%) Homeowner's exemption
2025$994.00 (-0.8%) Homeowner's exemption$118,200 (+13.54%) Land $25,000 Building $93,200$118,200 (+13.54%) Land $25,000 Building $93,200
2024$1,002.00$104,100 (+17.76%) Land $24,300 Building $79,800$104,100 (+17.76%) Land $24,300 Building $79,800
2022$88,400 Land $22,000 Building $66,400$88,400 Land $22,000 Building $66,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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