Kenton County property record for 809 Scott St, Covington, KY 41011 · Last verified December 2025
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 4 ba · 3,559 sqft · built 1880 |
| Lot Size | 0.065 acres (2,850 sqft) |
| Owner | Company Name on File |
| Last Sale | $124,000 (May 2017) |
| Tax Bill | $1,815 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-23-10-004.00 |
| Primary APN | 054-23-10-004.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,559 sqft Finished Area |
| Year Built | Built 1880 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 2,850 sqft (0.065 acres) |
| Lot Dimensions | 95 ft deep x 30 ft wide |
| Cooling System | Central |
|---|
| Old Parcel Number | 0542310004.00 |
|---|---|
| Street Address | 809 SCOTT ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-2440 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | 30X95 PT LOTS 22-23 BAP 1ST SWC SCOTT & SARATOGA ALLEY |
| Legal Subdivision | WESTERN BAPTIST THEO INST |
| Legal Phase | 1ST |
| Legal Lot Number | 22,23 23 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 67000 |
Source: Kenton County records · APN 054-23-10-004.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 809 SCOTT ST, COVINGTON, KY 41011-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FORCHT BANK NA |
| May 01, 2017 | Grant Deed, Transfer FORCHT BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2017 · Amount on Record |
| Deed Sale | May 01, 2017 · Amount on Record |
| Prior Sale | Dec 10, 1998 · Amount on Record |
| Deed Document Number | 0000061481 |
| Deed Book / Page | 6148 / 1 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 809 SCOTT ST, COVINGTON, KY 41011-2440 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900234 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 406/975 |
| Instrument | 22091405900234 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 246 Months |
| Due | Mar 12, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 01, 2017 |
| Property Address | 809 SCOTT ST, COVINGTON, KY 41011-2440 |
| Document Number | 0000000127 |
| Book / Page | 0C6148 / 000001 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 127 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $124.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 809 SCOTT ST COVINGTON KY 410112440, COVINGTON, KY 41011-2440 |
| Document Number | 130 |
|---|---|
| Date | May 01, 2017 |
| Book Page | 0C6148/000007 |
| Instrument | 130 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 30, 2037 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,815.00 (-0.49%) | $137,000 (-) Land $5,000 Building $132,000 | $137,000 (-) Land $5,000 Building $132,000 |
| 2023 | $1,824.00 | $137,000 Land $5,000 Building $132,000 | $137,000 Land $5,000 Building $132,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170670001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 22 (1978–2018) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Feb 2018, river or lake flooding, Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 656 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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