808 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 808 Scott St, Covington, KY 41011

Property Summary

Property Type	Office Building
Details	9 ba · 3,735 sqft · built 1930
Lot Size	0.142 acres (6,188 sqft)
Owner	Company Name on File
Last Sale	$305,000 (Aug 2018)
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Aug 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-23-15-011.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-15-011.00`

Interior

Units	5 Units

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	6,188 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 49.5 ft wide

Location & Zoning

Street Address	808 SCOTT ST
City	COVINGTON
State	KY
Zip	41011-2437
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	FOOTES ADDN PT LOTS 172 THRU 174 49.5'X 125'
Legal Subdivision	FOOTES ADDN
Legal Phase	4
Legal Lot Number	172,17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	67000

Owner

808 Scott St, a commercial property, is owned by a company that bought it in August 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3113 CAROL LEE LN, ERLANGER, KY 41018-2247
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2018	Deed of Trust, Mortgage ANN MILBURN
Aug 15, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 17, 2018	Loan Modification, Mortgage ATTORNEY ONLY
Feb 1, 2018	Loan Modification, Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Aug 11, 2016 · Amount on File
Deed Document Number	201808 15 059 00024
Deed Book / Page	6477 / 154
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	808 SCOTT ST, COVINGTON, KY 41011-2437
Document Number	0000000054
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3113 CAROL LEE LN EDGEWOOD KY 41016, EDGEWOOD, KY 41016
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000054
Date	Nov 29, 2018
Book Page	0C6553/000348
Instrument	54

Lender

Name	ANN MILBURN
Address	425 WALNUT ST # 7TH, CINCINNATI, OH 45202-3944

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2038

Interest

Rate	2.51%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2018
Property Address	808 SCOTT ST, COVINGTON, KY 41011-2437
Document Number	0000000024
Book / Page	0C6477 / 000154
Instrument Date	Aug 15, 2018
Instrument	24
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3113 CAROL LEE DR ERLANGER KY 410182247, ERLANGER, KY 41018-2247

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	808 SCOTT ST, COVINGTON, KY 41011-2437
Document Number	0000000176
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1956 DIANE LN FORT MITCHELL KY 410111805, FORT MITCHELL, KY 41011-1805

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	808 SCOTT ST, COVINGTON, KY 41011-2437
Document Number	0000000075
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1956 DIANE LN FORT MITYCHELL KY 41076, FORT MITYCHELL, KY 41076

Mortgage

Document Number	0000000075
Date	Feb 14, 2018
Book Page	0C6353/000350
Instrument	75

Lender

Name	HERITAGE BK
Type	Bank
Address	COLD SPRING, KY 41076

Agreement

Term	12 Months
Due	Feb 13, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 808 Scott St was $4,399.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,000 (-) Land $42,000 Building $290,000	$332,000 (-) Land $42,000 Building $290,000
2025	$4,399.00	$332,000 Land $42,000 Building $290,000	$332,000 Land $42,000 Building $290,000
2023	$4,422.00	$332,000 Land $42,000 Building $290,000	$332,000 Land $42,000 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 808 Scott St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 808 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Scott St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures