805 Scott St, #7, Covington, KY 41011 Property Records

Kenton County property record for 805 Scott St, #7, Covington, KY 41011

Property Summary

Property Type	Other Improved
Details	2 ba · 2,889 sqft · built 1890
Lot Size	0.133 acres (5,800 sqft)
Owner	Company Name on File
Last Sale	$422,000 (May 2022)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-23-09-005.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-09-005.00`

Interior

Full Baths	2 Baths
Total Rooms	11 Rooms
Building Area	2,889 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	100 ft deep x 58 ft wide

Location & Zoning

Street Address	805 SCOTT ST, 7
City	COVINGTON
State	KY
Zip	41011-2419
Property Category	Other
Property Type	Other > Other Improved
Legal Description	FOOTES ADDN PT LOTS 170-171 58'X 100'
Legal Subdivision	FOOTES ADDN
Legal Lot Number	170,17
Legal Unit	7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	67000

Owner

805 Scott St, #7 is owned by a company that bought it in May 2022.

Source: Kenton County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	1520 SCHILLER ST, ALAMEDA, CA 94501-2636
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 5, 2019	Warranty Deed, Transfer FORCHT BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Document Number	202215
Deed Book / Page	163 / 292
Prior Transfer Date	Apr 28, 2022
Prior Transfer Doc	0005900015
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 4, 2022
Property Address	805 SCOTT ST # 7, 7, COVINGTON, KY 41011-2419
Document Number	0005900015
Book / Page	163 / 292
Map Reference	PL 85
Instrument Date	Apr 28, 2022
Instrument	22050405900015
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1520 SCHILLER ST, ALAMEDA, CA 94501-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 SCHIFLER STREET, ALAMEDA, CA 94501

Mortgage

Document Number	0005900016
Date	May 4, 2022
Book Page	367/189
Instrument	22050405900016

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 8, 2032

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 5, 2019
Property Address	805 SCOTT ST, COVINGTON, KY 41011-2419
Document Number	0000000163
Book / Page	0C6634 / 000120
Instrument Date	Apr 4, 2019
Instrument	163
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1520 SCHILLER ST ALAMEDA CA 945012636, ALAMEDA, CA 94501-2636

Mortgage

Document Number	164
Date	Apr 5, 2019
Book Page	0C6634/000125
Instrument	164

Lender

Name	FORCHT BK NA
Type	Bank
Address	BURLINGTON, KY 41005

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 4, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 805 Scott St, #7 was $3,511.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,500 (+5.85%) Land $45,500 Building $235,000	$280,500 (+5.85%) Land $45,500 Building $235,000
2025	$3,511.00	$265,000 Land $45,500 Building $219,500	$265,000 Land $45,500 Building $219,500
2023	$3,529.00	$265,000 Land $45,500 Building $219,500	$265,000 Land $45,500 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Scott St, #7 in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 805 Scott St, #7 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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