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836 Rustic Oaks Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 836 Rustic Oaks Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,822 sqft · built 1981
Lot Size0.229 acres (10,001 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Apr 2011)
Tax Bill$2,535 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APNC62-000-758-5043-8

Property Details

APN / Parcel Number

Primary APNC62-000-758-5043-8
Alternative APNs
  • 05-28-16-77642-000-1080
  • 162805776420001080
  • R44037

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,822 sqft Heated Area
1st Floor Area1,822 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,001 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area334 sqft
Deck Area325 sqft
Patio Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR44037
Old Parcel Number162805776420001080
Street Address836 RUSTIC OAKS DR
CityPALM HARBOR
StateFL
Zip34684-3245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC OAKS 1ST ADD LOT 108
Legal Range16
Legal Township28
Legal Section05
Legal SubdivisionRUSTIC OAKS 1ST ADD
Legal Lot Number108
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27331

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address836 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Aug 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2011 · Amount on Record
Deed SaleApr 5, 2011 · Amount on Record
Prior SaleApr 5, 2011 · Amount on Record
Deed Document Number0172131372
Deed Book / Page17213 / 1372
Last Transfer DateAug 13, 2020
Transfer Doc0211220118
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address836 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3245
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyREPUBLIC LAND & TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address836 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3245

Mortgage

Document Number0213140022
DateDec 23, 2020
Book Page21314/22
Instrument2020386777
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateAug 13, 2020
Property Address836 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3245
Document Number0211220118
Book / Page021122 / 000118
Instrument DateAug 7, 2020
Instrument242125
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address836 RUSTIC OAKS DR PALM HARBOR FL 346843245, PALM HARBOR, FL 34684-3245

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,535.00 (+8.24%) Homeowner's exemption$172,817 (+5.99%)$474,164 (+7.98%) Land $146,132 Building $328,032
2023$2,342.00 (+3.49%) Homeowner's exemption$163,055 (+3%)$439,113 (+25.21%) Land $179,950 Building $259,163
2022$2,263.00 Homeowner's exemption$158,306$350,702 Land $170,116 Building $180,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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