809 Ladysmith Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 809 Ladysmith Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,803 sqft · built 1975
Lot Size0.207 acres (9,000 sqft)
OwnerCompany Name on Record
Tax Bill$1,901 (2025)
Flood ZoneZone X (minimal risk)
APN493-311-31-00

Property Details

APN / Parcel Number

Primary APN493-311-31-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,803 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area9,000 sqft (0.207 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address809 LADYSMITH DR
CityEL CAJON
StateCA
Zip92020-7733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-9
Legal DescriptionLOT 76 TR 007968
Legal SubdivisionCHASE ESTATES
Legal Tract007968
Legal Block1
Legal Lot Number76
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract15403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address809 LADYSMITH DR, EL CAJON, CA 92020-7733
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 19, 2009
Transfer Doc0000468433
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$88,070 (+2%) Land $27,068 Building $61,002
2025$1,901.00 (+14.38%) Homeowner's exemption$86,344 (+4.04%) Land $26,538 Building $59,806
2023$1,662.00 (-3.82%) Homeowner's exemption$82,993 Land $25,508 Building $57,485
2022$1,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on Ladysmith Dr

Nearby Streets

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