801 Ladysmith Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 801 Ladysmith Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,540 sqft · built 1976
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,775 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493-311-32-00`

Property Details

APN / Parcel Number

Primary APN	`493-311-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,100 sqft (0.209 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	801 LADYSMITH DR
City	EL CAJON
State	CA
Zip	92020-7733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 45 TR 007967
Legal Subdivision	CHASE ESTATES
Legal Tract	007967
Legal Block	1
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	15403

Owner

801 Ladysmith Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	801 LADYSMITH DR, EL CAJON, CA 92020-7733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANFLIGHT LENDING LLC
Jul 5, 2017	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026
Deed Sale	Jan 5, 2026
Prior Sale	Apr 15, 2025 · Amount on File
Deed Document Number	20261861
Prior Transfer Date	Dec 29, 2025
Prior Transfer Doc	0000001861
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2026
Property Address	801 LADYSMITH DR, EL CAJON, CA 92020-7733
Document Number	0000001861
Map Reference	MAP 7967
Instrument Date	Dec 29, 2025
Instrument	2026-0001861
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	801 LADYSMITH DR, EL CAJON, CA 92020-7733

Mortgage

Document Number	0000001862
Date	Jan 5, 2026
Instrument	2026-0001862

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2021
Property Address	801 LADYSMITH DR, EL CAJON, CA 92020-7733
Document Number	0000024206
Map Reference	MAP 7967
Instrument Date	Jan 5, 2021
Instrument	2021-0024206
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	801 LADYSMITH DR, EL CAJON, CA 92020-7733

Mortgage

Document Number	0000024207
Date	Jan 12, 2021
Instrument	2021-0024207

Lender

Name	LOANFLIGHT LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2017
Property Address	801 LADYSMITH DR, EL CAJON, CA 92020-7733
Document Number	0000303024
Map Reference	MAP7967
Instrument Date	Jun 16, 2017
Instrument	2017-0303024
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	801 LADYSMITH DR, EL CAJON, CA 92020-7733

Mortgage

Document Number	0000303025
Date	Jul 5, 2017
Instrument	2017-0303025

Lender

Name	CORNERSTONE MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 801 Ladysmith Dr was $3,775.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$851,700 (+46.49%) Land $612,000 Building $239,700
2025	$3,775.00	$581,423 Land $190,671 Building $390,752
2023	$7,445.00 (+2.65%) Homeowner's exemption	$558,848 Land $183,268 Building $375,580
2022	$7,253.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 801 Ladysmith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 801 Ladysmith Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on Ladysmith Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures