808 Ladysmith Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 808 Ladysmith Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,443 sqft · built 1980
Lot Size0.207 acres (9,000 sqft)
OwnerTrust Name on File
Last Sale$189,900 (May 1990)
Tax Bill$4,928 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN493-311-22-00

Property Details

APN / Parcel Number

Primary APN493-311-22-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,443 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,000 sqft (0.207 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address808 LADYSMITH DR
CityEL CAJON
StateCA
Zip92020-7734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-9
Legal DescriptionLOT 67 TR 007968
Legal SubdivisionCHASE ESTATES
Legal Tract007968
Legal Block1
Legal Lot Number67
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract15403

Owner

808 Ladysmith Dr is held in a trust since November 2021.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address3456 WENTWORTH DR, JAMUL, CA 91935-1501
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 1990 · Amount on File
Deed SaleMay 10, 1990 · Amount on File
Deed Document Number1990257507
Last Transfer DateNov 15, 2021
Transfer Doc0000799871
Record UpdatedSep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 19, 2021
Property Address808 LADYSMITH DR, EL CAJON, CA 92020-7734
Document Number0000799871
Map ReferenceMAP 7968
Instrument DateNov 15, 2021
Instrument2021-0799871
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1377 AVENIDADELTA, EL CAJON, CA 92019

Mortgage

Document Number0000799872
DateNov 19, 2021
Instrument2021-0799872
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 808 Ladysmith Dr was $4,928.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$358,200 (+2%) Land $109,728 Building $248,472
2025$4,928.00$351,177 Land $107,577 Building $243,600
2023$4,904.00 (+2.42%)$337,542 Land $103,400 Building $234,142
2022$4,788.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 808 Ladysmith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 808 Ladysmith Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on Ladysmith Dr

Nearby Streets

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