809 E Main St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 809 E Main St, Sturgis, MI 49091

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1987
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$149,000 (Mar 2022)
Tax Bill$1,968 (2025)
Deeds & MortgagesMar 2022 Sale
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052-290-218-00

Property Details

APN / Parcel Number

Primary APN052-290-218-00

Interior

Full Baths1 Bath
Building Area864 sqft Building Perimeter
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleA-Frame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions153 ft deep x 68 ft wide
Garage Area720 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address809 E MAIN ST
CitySTURGIS
StateMI
Zip49091-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 230. HAGERMAN & FREELAND ADD. CITY OF STURGIS.
Legal SubdivisionHAGERMAN & FREELAND ADD CITY OF STURGIS
Legal Lot Number230
JurisdictionST JOSEPH MI
Township / Civil DivisionSTURGIS
Census Block Group3
Census Block3005
Census Tract40800

Owner

Source: St. Joseph County assessment roll, APN 052-290-218-00, as of August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address809 E MAIN ST, STURGIS, MI 49091-1544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Mar 23, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 01, 2020Land Contract, Transfer · Land Contract
SCHWARTZ HERY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Prior SaleMar 23, 2022 · Amount on Record
Deed Document Number20222521
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateMar 23, 2022
Property Address809 E MAIN ST, STURGIS, MI 49091-1544
Document Number2022002520
Map ReferenceLB 1 PG 54
Instrument DateMar 22, 2022
Instrument2022002520
Transaction TypeTransfer
Record UpdatedApr 06, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 177, STURGIS, MI 49091-0177

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 E MAIN ST, STURGIS, MI 49091-1544

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateMar 23, 2022
Property Address809 E MAIN ST, STURGIS, MI 49091-1544
Document Number2022002521
Map ReferenceLB 1 PG 54
Instrument DateMar 22, 2022
Instrument2022002521
Transaction TypeTransfer
Record UpdatedApr 06, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,117.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address809 E MAIN ST, 809, STURGIS, MI 49091-1544

Transferred To (Grantee/Buyer)

NameVerified Name
Address1506 8TH ST, THREE RIVERS, MI 49093-1777

Mortgage

DateMar 23, 2022
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

October 2020: Land Contract, Transfer

Document TypeLand Contract
JurisdictionST JOSEPH MI
Recording DateOct 01, 2020
Property Address809 E MAIN ST, STURGIS, MI 49091-1544
Document Number2020006159
Instrument DateOct 01, 2020
Instrument2020006159
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 177, STURGIS, MI 49091-0177

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 COTTAGE, STURGIS, MI 49091-1721

Mortgage

DateOct 01, 2020
Lender
NameSCHWARTZ HERY
TypePrivate Party
Agreement
TypeLand Contract
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll as of August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalitySturgis City
Unified School DistrictSturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$66,400$132,800
2025$1,968.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), as of June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 275 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Lakeland Internet.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0006440, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSTURGIS
serves 11,920 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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