805 E Main St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 805 E Main St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 816 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$28,385 (May 2022)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`052-290-215-00`

Property Details

APN / Parcel Number

Primary APN	`052-290-215-00`

Interior

Full Baths	1 Bath
Building Area	816 sqft Building Perimeter
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Architectural Style	Ranch
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	153 ft deep x 46 ft wide
Garage Area	572 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	805 E MAIN ST
City	STURGIS
State	MI
Zip	49091-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 23 FT OF LOT 227 & W 23 FT OF LOT 228. HAGERMAN & FREELAND ADD. CITY OF STURGIS.
Legal Subdivision	HAGERMAN & FREELAND ADD CITY OF STURGIS
Legal Lot Number	227-228
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3005
Census Tract	40800

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 E MAIN ST, STURGIS, MI 49091-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Aug 5, 2020 · Amount on Record
Deed Document Number	20224526
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	805 E MAIN ST, STURGIS, MI 49091-1544
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01965/0386
Date	Jul 5, 2019
Book Page	1965/0386

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 4, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 11, 2022
Property Address	805 E MAIN ST, STURGIS, MI 49091-1544
Document Number	2022004526
Map Reference	LB 1 PG 54
Instrument Date	May 4, 2022
Instrument	2022004526
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$213.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	805 E MAIN ST, STURGIS, MI 49091-1544

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,500 (+4.53%)	$97,000 (+4.53%)
2025	$2,152.00 (-10.26%)	$46,400 Land $4,400 Building $42,000	$92,800 Land $8,800 Building $84,000
2024	$2,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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