727 E Main St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 727 E Main St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 794 sqft
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$136,900 (Jun 2023)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-290-213-00`

Property Details

APN / Parcel Number

Primary APN	`052-290-213-00`

Interior

Full Baths	1 Bath
Building Area	794 sqft Building Perimeter
1st Floor Area	794 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	153 ft deep x 135 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	727 E MAIN ST
City	STURGIS
State	MI
Zip	49091-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 225 & 226 HAGERMAN & FREELAND ADD. CITY OF STURGIS.
Legal Subdivision	HAGERMAN & FREELAND ADD CITY OF STURGIS
Legal Lot Number	225-226
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3005
Census Tract	40800

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	727 E MAIN ST, STURGIS, MI 49091-1575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 24, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	20234120
Prior Transfer Date	Apr 11, 2000
Prior Transfer Doc	0944000968
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 1, 2023
Property Address	727 E MAIN ST, STURGIS, MI 49091-1575
Document Number	2023004120
Map Reference	LB 1 PG 54
Instrument Date	May 25, 2023
Instrument	2023004120
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,027.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 WILLIAM HOOPER CIR # 631, 631, HILLSBOROUGH, NC 27278-7657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7675 WHISPERING BROOK DR APT A2, A2, PORTAGE, MI 49024-5138

Mortgage

Document Number	2023004121
Date	Jun 1, 2023
Instrument	2023004121

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 24, 2022
Property Address	727 E MAIN ST, STURGIS, MI 49091-1575
Document Number	2022004931
Map Reference	LB 1 PG 54
Instrument Date	May 20, 2022
Instrument	2022004931
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24730 LAKEWOOD CIR, 24730, STURGIS, MI 49091-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 E MAIN ST, STURGIS, MI 49091-1575

Mortgage

Date	May 24, 2022

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 24, 2021
Property Address	727 E MAIN ST, STURGIS, MI 49091-1575
Document Number	2021011915
Map Reference	LB 1 PG 54
Instrument Date	Nov 23, 2021
Instrument	2021011915
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$483.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3225 N 200 W, 3225, HOWE, IN 46746-9616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27430 LAKEWOOD CIRCLE, STURGIS, MI 49091

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,900	$111,800
2025	$1,715.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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