Seminole County property record for 809 E 20th St, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1956 |
| Lot Size | 0.188 acres (8,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Oct 2022) |
| Tax Bill | $2,857 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-19-31-512-0000-0220 |
| Primary APN | 31-19-31-512-0000-0220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,220 sqft (0.188 acres) |
| Lot Dimensions | 137 ft deep x 60 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 222 sqft |
| Patio Area | 1 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 809 E 20TH ST |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 MAGNOLIA HEIGHTS PB 5 PG 76 |
| Legal Range | 31E |
| Legal Township | 19S |
| Legal Section | 31 |
| Legal Subdivision | MAGNOLIA HEIGHTS |
| Legal Tract | 512 |
| Legal Lot Number | 22 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 20202 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 809 E 20TH ST, SANFORD, FL 32771-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on Record |
| Deed Sale | Oct 7, 2022 · Amount on Record |
| Prior Sale | May 26, 1994 |
| Deed Document Number | 0010328724 |
| Deed Book / Page | 10328 / 724 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 7, 2022 |
| Property Address | 809 E 20TH ST, SANFORD, FL 32771-3509 |
| Document Number | 0103280724 |
| Book / Page | 10328 / 724 |
| Map Reference | MB 5 PG 76 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 2022112789 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | VENTURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 WOODLAND SHORES RD, 310, CHARLESTON, SC 29412-2423 |
| Name | Verified Name |
|---|---|
| Address | 809 E 20TH ST, SANFORD, FL 32771-3509 |
| Document Number | 0010328726 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 10328/726 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,857.00 (+8.67%) Homeowner's exemption | $201,495 (+5.75%) | $202,385 (+6.22%) Land $55,860 Building $146,525 |
| 2023 | $2,629.00 (+22.17%) Homeowner's exemption | $190,535 (+42.64%) | $190,535 (+36.9%) Land $49,980 Building $140,555 |
| 2022 | $2,152.00 | $133,573 | $139,176 Land $49,980 Building $89,196 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 6 (1996–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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