805 E 20th St, Sanford, FL 32771 Property Records

Seminole County property record for 805 E 20th St, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 904 sqft · built 1981
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on Record
Last Sale	$118,300 (Jan 2026)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`31-19-31-512-0000-024A`

Property Details

APN / Parcel Number

Primary APN	`31-19-31-512-0000-024A`
Alternative APN	`1931315120000024A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2010
Exterior Material	Siding Sheathing
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,072 sqft (0.139 acres)
Lot Dimensions	138 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	56 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	805 E 20TH ST
City	SANFORD
State	FL
Zip	32771-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LOT 24 (LESS W 10 FT & E 16 FT) MAGNOLIA HEIGHTS PB 5 PG 76
Legal Range	31E
Legal Township	19S
Legal Section	31
Legal Subdivision	MAGNOLIA HEIGHTS
Legal Tract	512
Legal Lot Number	24
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2027
Census Tract	20202

Owner

Source: Seminole County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	805 E 20TH ST, SANFORD, FL 32771-3509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARTNERS FCU
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU
Oct 24, 2023	Correction Deed ACCOMODATION, ACCOMMODATION
Jul 21, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 21, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage WATSON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	2026112
Deed Book / Page	10960 / 1488
Prior Transfer Date	Sep 15, 2016
Prior Transfer Doc	0087711774
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	805 E 20TH ST, SANFORD, FL 32771-3509
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E 20TH ST, SANFORD, FL 32771-3509
Investor	Possibly a Property Investor

Mortgage

Document Number	0108541986
Date	Jul 3, 2025
Book Page	10854/1986
Instrument	2025065269

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2040

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 2, 2026
Property Address	805 E 20TH ST, SANFORD, FL 32771-3509
Document Number	0109601488
Book / Page	10960 / 1488
Map Reference	MB 5 PG 76
Instrument Date	Dec 22, 2025
Instrument	2026000112
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ALOMA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$828.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 E END CT, SANFORD, FL 32771-7765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E 20TH ST, SANFORD, FL 32771-3509

Mortgage

Document Number	0109601490
Date	Jan 2, 2026
Instrument	10960/1490

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 24, 2023
Property Address	805 E 20TH ST, SANFORD, FL 32771-3509
Document Number	0105270669
Book / Page	10527 / 669
Map Reference	MB 5 PG 76
Instrument Date	Oct 19, 2023
Instrument	2023098103
Record Updated	Nov 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 E END CT, SANFORD, FL 32771-7765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 E END CT, SANFORD, FL 32771-7765
Investor	Possibly a Property Investor

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Jul 21, 2023
Property Address	805 E 20TH ST, SANFORD, FL 32771-3509
Document Number	0104761892
Book / Page	10476 / 1892
Map Reference	MB 5 PG 76
Instrument Date	Jul 13, 2023
Instrument	2023066846
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 E END CT, SANFORD, FL 32771-7765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E END CT, SANFORD, FL 32771-7765
Investor	Possibly a Property Investor

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Oct 21, 2021
Property Address	805 E 20TH ST, SANFORD, FL 32771-3509
Document Number	0100760965
Book / Page	10076 / 965
Map Reference	MB 5 PG 76
Instrument Date	Oct 6, 2021
Instrument	2021139542
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	103 E END CT, SANFORD, FL 32771-7765
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 4, 2021
Property Address	805 E 20TH ST, SANFORD, FL 32771-3509
Document Number	0099500319
Book / Page	9950 / 319
Map Reference	MB 5 PG 76
Instrument Date	May 28, 2021
Instrument	2021074080
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 951146, LAKE MARY, FL 32795-1146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 E 20TH ST, SANFORD, FL 32771-3509

Mortgage

Document Number	9950321
Date	Jun 4, 2021
Instrument	9950/321

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,263.00 (-16.92%)	$168,156 (+9.62%)	$192,515 (+25.5%) Land $45,060 Building $147,455
2023	$2,724.00 (+6.66%)	$153,402 (+7.23%)	$153,402 (+0.77%) Land $36,652 Building $116,750
2022	$2,554.00	$143,064	$152,229 Land $36,652 Building $115,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	6 (1996–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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