826 E 20th St, Sanford, FL 32771 Property Records

Seminole County property record for 826 E 20th St, Sanford, FL 32771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,530 sqft · built 1928
Lot Size0.642 acres (28,000 sqft)
OwnerIndividual Name on Record
Last Sale$323,000 (Aug 2022)
Tax Bill$4,187 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-19-31-512-0000-0460

Property Details

APN / Parcel Number

Primary APN31-19-31-512-0000-0460

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,530 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1945
Exterior MaterialSiding
Construction TypeWood Frame
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area28,000 sqft (0.642 acres)
Lot Dimensions140 ft deep x 200 ft wide
Garage TypeCarport
CarportCarport
Carport Area529 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area42 sqft
Utility Building132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address826 E 20TH ST
CitySANFORD
StateFL
Zip32771-3510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 46 TO 49 MAGNOLIA HEIGHTS PB 5 PG 76
Legal Range31E
Legal Township19S
Legal Section31
Legal SubdivisionMAGNOLIA HEIGHTS
Legal Tract512
Legal Lot Number46-49
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group2
Census Block2014
Census Tract20202

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address826 E 20TH ST, SANFORD, FL 32771-3510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleAug 14, 2007 · Amount on Record
Deed Document Number2022095309
Deed Book / Page10299 / 1591
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateAug 17, 2022
Property Address826 E 20TH ST, SANFORD, FL 32771-3510
Document Number0102991591
Book / Page10299 / 1591
Map ReferenceMB 5 PG 76
Instrument DateAug 8, 2022
Instrument2022095309
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyFIRST SIGNATURE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,261.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address407 JESSAMINE BLVD, 407, DEER ISLAND, FL 32778

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address826 E 20TH ST, SANFORD, FL 32771-3510

Mortgage

Document Number0102991593
DateAug 17, 2022
Instrument10299/1593
Lender
NameSTREAMLINE MORTGAGE SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,187.00 (+12.8%) Homeowner's exemption$266,551 (+5.99%)$277,527 (+10.35%) Land $188,100 Building $89,427
2023$3,712.00 (+3.72%) Homeowner's exemption$251,494 (+3.32%)$251,494 (+0.33%) Land $168,300 Building $83,194
2022$3,579.00$243,403$250,665 Land $168,300 Building $82,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims6 (1996–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people · EPA ID FL3590205
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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