809 Denver St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 809 Denver St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1931
Lot Size	0.174 acres (7,560 sqft)
Owner	Company Name on Record
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-35-127-011`

Property Details

APN / Parcel Number

Primary APN	`8913-35-127-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area
1st Floor Area	884 sqft
Attic	Attic
Attic Area	309 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	140 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	809 DENVER ST
City	WATERLOO
State	IA
Zip	50702-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAYS ADDITION LOT 7 BLK 1
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	FAYS ADDITION
Legal Block	1
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1002
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4388 HARBIN DR, WATERLOO, IA 50701-9784
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Affidavit of Death of Joint Tenant, Transfer TITLE SERVICES
Nov 13, 2020	Warranty Deed, Transfer TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 12, 2021
Transfer Doc	0000010405
Record Updated	Oct 29, 2026

November 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 13, 2020
Property Address	809 DENVER ST, WATERLOO, IA 50702-3045
Document Number	202100010404
Instrument Date	Nov 12, 2020
Instrument	202100010404
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 13, 2020
Property Address	809 DENVER ST, WATERLOO, IA 50702-3045
Document Number	202100010406
Instrument Date	Nov 12, 2020
Instrument	202100010406
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$71.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4388 HARBIN DR, WATERLOO, IA 50701-9784

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00 (+1.01%)	$136,970 (+14.69%) Land $17,550 Building $119,420	$136,970 (+14.69%) Land $17,550 Building $119,420
2024	$2,768.00 (+32.44%)
2023		$119,430 (+25.45%) Land $17,550 Building $101,880	$119,430 (+25.45%) Land $17,550 Building $101,880
2022	$2,090.00	$95,200 Land $17,550 Building $77,650
2021			$95,200 Land $17,550 Building $77,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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