736 Denver St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 736 Denver St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,042 sqft · built 1905
Lot Size	0.101 acres (4,410 sqft)
Owner	Company Name on Record
Last Sale	$426,000 (Jun 2023)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-383-010`

Property Details

APN / Parcel Number

Primary APN	`8913-26-383-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,042 sqft Living Area
1st Floor Area	520 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,410 sqft (0.101 acres)
Lot Dimensions	90 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	336 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	736 DENVER ST
City	WATERLOO
State	IA
Zip	50702-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEWOOD ADDITION E 90 FT LOT 11 BLK 2 & EASE
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	ROSEWOOD ADDITION
Legal Block	2
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1033
Census Tract	200

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	814 S RIDGE DR, CEDAR FALLS, IA 50613-1587
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU
Apr 28, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANKIOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Aug 26, 2021 · Amount on Record
Deed Document Number	202316475
Prior Transfer Date	Apr 24, 2023
Prior Transfer Doc	0000014489
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	736 DENVER ST, WATERLOO, IA 50702-2944
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 S RIDGE DR, CEDAR FALLS, IA 50613-1587

Mortgage

Document Number	202300016478
Date	Jun 8, 2023
Instrument	202300016478

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 28, 2023
Property Address	736 DENVER ST, WATERLOO, IA 50702-2944
Document Number	202300014489
Instrument Date	Apr 24, 2023
Instrument	202300014489
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 851, WATERLOO, IA 50704-0851

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	736 DENVER ST, WATERLOO, IA 50702-2944
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 CIRCLE DR, PARKERSBURG, IA 50665-1035

Mortgage

Document Number	202100015509
Date	Jan 22, 2021
Instrument	202100015509

Lender

Name	BANKIOWA
Type	Bank
Address	WATERLOO, IA 50702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00 (+4.98%)	$64,110 (+11.65%) Land $9,150 Building $54,960	$64,110 (+11.65%) Land $9,150 Building $54,960
2024	$1,246.00 (-25.61%)
2023		$57,420 (+12.04%) Land $9,150 Building $48,270	$57,420 (+12.04%) Land $9,150 Building $48,270
2022	$1,675.00	$51,250 Land $9,150 Building $42,100
2021			$51,250 Land $9,150 Building $42,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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