Black Hawk County property record for 732 Denver St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1895 |
| Lot Size | 0.105 acres (4,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $426,000 (Jun 2023) |
| Tax Bill | $1,140 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-383-009 |
| Primary APN | 8913-26-383-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,560 sqft (0.105 acres) |
| Lot Dimensions | 90 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 105 sqft |
| Patio Area | 150 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 732 DENVER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEWOOD ADDITION ALL LOT 12 BLK 2 EXC W 50 FT S 46.4 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | ROSEWOOD ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 200 |
Source: Black Hawk County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 814 S RIDGE DR, CEDAR FALLS, IA 50613-1587 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2023 · Amount on Record |
| Deed Sale | Jun 8, 2023 · Amount on Record |
| Deed Document Number | 202316475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 732 DENVER ST, WATERLOO, IA 50702-2944 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 814 S RIDGE DR 5, 5, CEDAR FALLS, IA 50613-1587 |
| Document Number | 202300016480 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 202300016480 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2053 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,140.00 (+4.78%) | $55,820 (+11.28%) Land $9,270 Building $46,550 | $55,820 (+11.28%) Land $9,270 Building $46,550 |
| 2024 | $1,088.00 (+12.63%) | ||
| 2023 | $50,160 (+13.95%) Land $9,270 Building $40,890 | $50,160 (+13.95%) Land $9,270 Building $40,890 | |
| 2022 | $966.00 | $44,020 Land $9,270 Building $34,750 | |
| 2021 | $44,020 Land $9,270 Building $34,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jul 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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