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809 Chamberlin Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 809 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage2,444 sqft Heated Area
Lot Size8,756 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$220,700 (2005)
Tax Bill$2,254.00 (2025)

Property Details

APN / Parcel Number

Primary APN124261
Alternative APN
  • 142630004700011600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,444 sqft Heated Area
Gross Area3,161 sqft Gross Area
1st Floor2,444 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,756 sqft (0.201 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area484 sqft Garage
PorchOpen Porch
Porch Area233 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number124261
Street Address809 CHAMBERLIN TRL
CitySAINT CLOUD
StateFL
Zip34772-7749
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PHASE 4 PB 16 PG 51 LOT 160
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Phase4
Legal Tract47
Legal Block1
Legal Lot Number160
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1025
Census Tract43303

Owner

Source: Osceola County records · APN 124261

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address809 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 04, 2005 · Amount on Record
Deed SaleJan 04, 2005 · Amount on Record
Deed Doc Number2005001841
Deed Book / Page2667 / 2953
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address809 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749

Mortgage

Document Number0059401695
DateApr 21, 2021
Book Page5940/1695
Instrument2021060322
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,254.00 (+7.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$173,822 (+5.99%)$358,700 (-10.17%) Land $78,000 Building $280,700
2023$2,104.00 (+4.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$164,004 (+3%)$399,300 (+24.43%) Land $60,000 Building $339,300
2022$2,020.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$159,228$320,900 Land $55,000 Building $265,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,205 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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