Osceola County property record for 808 Chamberlin Trl, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,974 sqft · built 2004 |
| Lot Size | 0.201 acres (8,755 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (Dec 2022) |
| Tax Bill | $6,961 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-30-0047-0001-1690 |
| Primary APN | 14-26-30-0047-0001-1690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,974 sqft Living Area |
| Gross Area | 3,739 sqft |
| 1st Floor Area | 2,458 sqft |
| Upper Floors Area | 516 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,755 sqft (0.201 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 309 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 303 sqft |
| Deck Area | 1,131 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 808 CHAMBERLIN TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | INDIAN LAKES PHASE 4 PB 16 PG 51 LOT 169 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 4 |
| Legal Phase | 4 |
| Legal Tract | 47 |
| Legal Block | 1690 |
| Legal Lot Number | 169 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 43303 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 808 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Dec 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jun 28, 2018 | Quit Claim Deed, Transfer · FHA Mortgage RP FUNDING INC |
| Feb 20, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on Record |
| Deed Sale | Dec 5, 2022 · Amount on Record |
| Prior Sale | Jun 28, 2018 · Amount on Record |
| Deed Document Number | 2022174239 |
| Deed Book / Page | 6324 / 1479 |
| Prior Transfer Date | May 10, 2018 |
| Prior Transfer Doc | 0053580136 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 5, 2022 |
| Property Address | 808 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Document Number | 0063241479 |
| Book / Page | 6324 / 1479 |
| Map Reference | MB 16 PG 51 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022174239 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7140 FIVE OAKS DR, HARMONY, FL 34773-6060 |
| Name | Verified Name |
|---|---|
| Address | 808 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Document Number | 0063241481 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 6324/1481 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 808 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 808 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Document Number | 0058251472 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 5825/1472 |
| Instrument | 2020149400 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 808 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Document Number | 0053580136 |
| Book / Page | 5358 / 0136 |
| Map Reference | MB16 PG51 |
| Instrument Date | May 10, 2018 |
| Instrument | 2018099342 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $497.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 CHAMBERLIN TRL, 808, SAINT CLOUD, FL 34772-7750 |
| Name | Verified Name |
|---|---|
| Address | 808 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Document Number | 2018099343 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 2018099343 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 808 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7750 |
| Document Number | 0052882073 |
| Book / Page | 005288 / 002073 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 28909 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $494.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 808 CHAMBERLIN TRL ST CLOUD FL 347727750, ST CLOUD, FL 34772-7750 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,961.00 (-3.99%) Homeowner's exemption Veteran's exemption | $436,800 (-3.23%) Land $78,000 Building $358,800 | $436,800 (-3.23%) Land $78,000 Building $358,800 |
| 2024 | $7,250.00 (-0.41%) | ||
| 2023 | $7,280.00 (+152.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $451,400 (+123.55%) Land $60,000 Building $391,400 | $451,400 (+24.39%) Land $60,000 Building $391,400 |
| 2022 | $2,879.00 Homeowner's exemption | $201,925 | $362,900 Land $55,000 Building $307,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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