Osceola County property record for 803 Chamberlin Trl, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,221 sqft · built 2004 |
| Lot Size | 0.205 acres (8,929 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jun 2020) |
| Tax Bill | $4,127 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-30-0047-0001-1610 |
| Primary APN | 14-26-30-0047-0001-1610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,221 sqft Living Area |
| Gross Area | 3,027 sqft |
| 1st Floor Area | 2,221 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,929 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 303 sqft |
| Deck Area | 581 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 803 CHAMBERLIN TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | INDIAN LAKES PHASE 4 PB 16 PG 51 LOT 161 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 4 |
| Legal Phase | 4 |
| Legal Tract | 47 |
| Legal Block | 1610 |
| Legal Lot Number | 161 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 43303 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 803 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| May 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2020 · Amount on Record |
| Deed Sale | Jun 1, 2020 · Amount on Record |
| Prior Sale | Jul 3, 2007 · Amount on Record |
| Deed Document Number | 202069690 |
| Deed Book / Page | 5729 / 1626 |
| Prior Transfer Date | May 5, 2018 |
| Prior Transfer Doc | 0053322344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 1, 2020 |
| Property Address | 803 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749 |
| Document Number | 0057291626 |
| Book / Page | 5729 / 1626 |
| Map Reference | MB 16 PG 51 |
| Instrument Date | May 26, 2020 |
| Instrument | 2020069690 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | INTEGRITY TTL & GUARANTY AGC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1936 VILLA ANGELO BLVD, 1936, SAINT CLOUD, FL 34769-5024 |
| Name | Verified Name |
|---|---|
| Address | 803 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749 |
| Document Number | 0057291628 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 5729/1628 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 11, 2018 |
| Property Address | 803 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7749 |
| Document Number | 0053322344 |
| Book / Page | 005332 / 002344 |
| Instrument Date | May 5, 2018 |
| Instrument | 75450 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 803 CHAMBERLIN TRL ST CLOUD FL 347727749, ST CLOUD, FL 34772-7749 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,127.00 (+3.49%) Homeowner's exemption | $273,456 (+5.99%) | $350,400 (-9.03%) Land $78,000 Building $272,400 |
| 2024 | $3,988.00 (+2.6%) | ||
| 2023 | $3,887.00 (+3.52%) Homeowner's exemption | $258,010 (+3%) | $385,200 (+23.42%) Land $60,000 Building $325,200 |
| 2022 | $3,755.00 Homeowner's exemption | $250,496 | $312,100 Land $55,000 Building $257,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures