809 2nd St, Shelby, NC 28150 Property Records

Cleveland County property record for 809 2nd St, Shelby, NC 28150 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1987
Square Footage	1,558 sqft Finished Area
Lot Size	21,000 sqft (0.482 acres)
Pool	648 sqft
Tax Bill	$1,116.00 (2025)

Owner

Source: Cleveland County records · APN 26095

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 TIMBERLINE DR, MORGANTON, NC 28655-9071
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	809 2ND ST, SHELBY, NC 28150-6156
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017840526
Date	Jan 22, 2019
Book Page	1784/0526
Instrument	200022204

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,260 (-) Land $22,400 Building $89,860	$112,260 (-) Land $22,400 Building $89,860
2025	$1,116.00	$112,260 (+28.12%) Land $22,400 Building $89,860	$112,260 (+28.12%) Land $22,400 Building $89,860
2023		$87,620 Land $16,800 Building $70,820	$87,620 Land $16,800 Building $70,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`26095`
Alternative APN	`1178041`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,558 sqft Finished Area
Stories	1 Stories

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	21,000 sqft (0.482 acres)
Depth X Width	210 ft x 100 ft Depth x Width

Exterior Amenities

Pool Area	648 sqft Pool
Deck Area	300 sqft Deck
Porch Area	24 sqft Porch
Storage Building	Storage Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1178041
Street Address	809 2ND ST
City	SHELBY
State	NC
Zip	28150-6156
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#59-62 BLK C PB3-78 LACKE Y SD
Legal Subdivision	LACKE Y
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLEVELAND NC
Minor Civil Division	CLEVELAND
Census Blockgroup	1
Census Block	1014
Census Tract	950702