Cleveland County property record for 802 2nd St, Shelby, NC 28150 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1956 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Nov 2025) |
| Tax Bill | $497 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26087 |
| Primary APN | 26087 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 13,125 sqft (0.301 acres) |
| Lot Dimensions | 175 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 256 sqft |
| Carport | Carport |
| Carport Area | 256 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 20 sqft |
| Storage Building | Storage Building |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 1331900 |
|---|---|
| Street Address | 802 2ND ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-6155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #22-24 BLK LB PB 3-78 |
| Legal Subdivision | THE J L LACKEY PROPERTY |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950702 |
Source: Cleveland County records · APN 26087
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 802 2ND ST, SHELBY, NC 28150-6155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage GUARANTEED RATE INC |
| Nov 13, 2025 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| May 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 2025200121186 |
| Deed Book / Page | 1960 / 1951 |
| Prior Transfer Date | May 13, 2020 |
| Prior Transfer Doc | 0018130045 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 802 2ND ST, SHELBY, NC 28150-6155 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 802 2ND ST, SHELBY, NC 28150-6155 |
| Document Number | 0019601971 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 1960/1971 |
| Instrument | 200121188 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 12, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 13, 2025 |
| Property Address | 802 2ND ST, SHELBY, NC 28150-6155 |
| Document Number | 0019601951 |
| Book / Page | 1960 / 1951 |
| Map Reference | MB 3 PG 78 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 200121186 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2305 BERWICK RD, SHELBY, NC 28152-9091 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 802 2ND ST, SHELBY, NC 28150-6155 |
| Document Number | 0200121187 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 200121187 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 14, 2020 |
| Property Address | 802 2ND ST, SHELBY, NC 28150-6155 |
| Document Number | 0018130045 |
| Book / Page | 001813 / 000045 |
| Instrument Date | May 13, 2020 |
| Instrument | 39220 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 802 2ND ST SHELBY NC 281506155, SHELBY, NC 28150-6155 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 29, 2018 |
| Property Address | 802 2ND ST, SHELBY, NC 28150-6155 |
| Document Number | 0017681421 |
| Book / Page | 001768 / 001421 |
| Instrument Date | May 21, 2018 |
| Instrument | 14088 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 867 E ZION CHURCH RD #20 SHELBY NC 281508218, 20, SHELBY, NC 28150-8218 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,782 (+141.47%) Land $16,200 Building $104,582 | $120,782 (+141.47%) Land $16,200 Building $104,582 | |
| 2025 | $497.00 | $50,020 (+34.34%) Land $16,200 Building $33,820 | $50,020 (+34.34%) Land $16,200 Building $33,820 |
| 2023 | $37,235 Land $12,150 Building $25,085 | $37,235 Land $12,150 Building $25,085 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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