Cleveland County property record for 708 2nd St, Shelby, NC 28150 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2005 |
| Square Footage | 864 sqft Finished Area |
| Lot Size | 13,125 sqft (0.301 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $187,000 (2026) |
| Tax Bill | $1,412.00 (2025) |
Source: Cleveland County records · APN 26086
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 708 2ND ST, SHELBY, NC 28150-6153 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 09, 2022 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage HOMESTAR FINANCIAL CORP |
| Jul 16, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Dec 09, 2022 · Amount on Record |
| Deed Doc Number | 2026200130883 |
| Deed Book / Page | 1979 / 599 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 708 2ND ST, SHELBY, NC 28150-6153 |
| Document Number | 0200130883 |
| Book / Page | 1979 / 599 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 2026200130883 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,774.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 2ND ST, SHELBY, NC 28150-6153 |
| Document Number | 0200130884, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 2026200130884 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 09, 2022 |
| Property Address | 708 2ND ST, SHELBY, NC 28150-6153 |
| Document Number | 0018881698 |
| Book / Page | 1888 / 1698 |
| Map Reference | MB 3 PG 78 |
| Instrument Date | Dec 09, 2022 |
| Instrument | 200081698 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2020 BACHELOR RD, MOORESBORO, NC 28114-9711 |
| Name | Verified Name |
|---|---|
| Address | 708 2ND ST, SHELBY, NC 28150-6153 |
| Document Number | 0018881702 |
|---|---|
| Date | Dec 09, 2022 |
| Instrument | 1888/1702 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 16, 2020 |
| Property Address | 708 2ND ST, SHELBY, NC 28150-6153 |
| Document Number | 0018170205 |
| Book / Page | 1817 / 205 |
| Map Reference | MB 3 PG 78 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 200041639 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 708 2ND ST, 708, SHELBY, NC 28150-6153 |
| Name | Verified Name |
|---|---|
| Address | 708 2ND ST, SHELBY, NC 28150-6153 |
| Document Number | 1817208 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 1817/208 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 21, 2050 |
Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,686 (-) Land $16,200 Building $121,486 | $137,686 (-) Land $16,200 Building $121,486 | |
| 2025 | $1,412.00 | $137,686 (+83.53%) Land $16,200 Building $121,486 | $137,686 (+83.53%) Land $16,200 Building $121,486 |
| 2023 | $75,020 Land $12,150 Building $62,870 | $75,020 Land $12,150 Building $62,870 |
Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 26086 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 864 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Shed Roof Construction |
| Lot Area | 13,125 sqft (0.301 acres) |
| Depth X Width | 175 ft x 75 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Deck Area | 272 sqft Deck |
| Porch Area | 48 sqft Porch |
| Storage Building | 160 sqft Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 1352971 |
|---|---|
| Street Address | 708 2ND ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-6153 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #19-21 BLK B JL LACKEY SD PB3-78 |
| Legal Subdivision | LACKEY |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CLEVELAND NC |
| Minor Civil Division | CLEVELAND |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 950702 |
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