808 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 808 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Duplex
Details	1,080 sqft · built 1978
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (May 2021)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Mortgage + 1 more
APN	`04-19-0-402-020`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-402-020`

Interior

Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	808 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1130
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FAIRWOOD WEST 4TH ADDITION LOT/SEC-2 A02701748
Legal Subdivision	FAIRWOOD WEST
Legal Lot Number	2
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3012
Census Tract	504355

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	808 N CHERRY ST, O FALLON, IL 62269-1130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
May 16, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG
Apr 16, 2018	Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	A02701748
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 27, 2021
Property Address	808 N CHERRY ST, O FALLON, IL 62269-1130
Document Number	A02701748
Map Reference	PL 69 PG 24
Instrument Date	May 4, 2021
Instrument	A02701748
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 N CHERRY ST, 808, O FALLON, IL 62269-1130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 N CHERRY ST, O FALLON, IL 62269-1130

Mortgage

Document Number	A02701749
Date	May 27, 2021
Instrument	A02701749

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	A02701750
Date	May 27, 2021
Instrument	A02701750

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	808 N CHERRY ST, O FALLON, IL 62269-1130
Document Number	00A2653329
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	808 N CHERRY ST O FALLON IL 622691130, O FALLON, IL 62269-1130

Mortgage

Document Number	00A2653329
Date	Jun 5, 2020
Instrument	2653329

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362-3888

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 16, 2018
Property Address	808 N CHERRY ST, O FALLON, IL 62269-1130
Document Number	00A2573196
Instrument Date	Apr 13, 2018
Instrument	2573196
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	808 N CHERRY ST O FALLON IL 622691130, O FALLON, IL 62269-1130

Mortgage

Document Number	A2573197
Date	Apr 16, 2018
Instrument	2573197

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$63,714 Land $8,308 Building $55,406	$191,142 Land $24,924 Building $166,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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