801 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 801 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Duplex
Details	4 ba · 2,223 sqft · built 1977
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$195,000 (Aug 2023)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
APN	`04-19-0-406-006`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-406-006`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,223 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	801 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1131
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FAIRWOOD WEST 4TH ADDITION LOT/SEC-6 A02841769
Legal Subdivision	FAIRWOOD WEST 4TH ADDITION
Legal Block	406
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3011
Census Tract	504355

Owner

801 N Cherry St, a duplex, is held in a trust since February 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1302 BOSSLER LN, O FALLON, IL 62269-7128
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 19, 2021	Quit Claim Deed, Transfer BENCHMARK TITLE COMPANY, BENCHMARK TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on File
Deed Sale	Aug 15, 2023 · Amount on File
Prior Sale	Nov 19, 2021 · Amount on File
Deed Document Number	20232789360
Last Transfer Date	Feb 28, 2025
Transfer Doc	0002841769
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 15, 2023
Property Address	801 N CHERRY ST, O FALLON, IL 62269-1131
Document Number	0A02789360
Map Reference	MB 69 PG 24
Instrument Date	Aug 14, 2023
Instrument	A02789360
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212, O FALLON, IL 62269-0212

Mortgage

Document Number	0A02789361
Date	Aug 15, 2023
Instrument	A02789361

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	801 N CHERRY ST, O FALLON, IL 62269-1131
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02730907
Date	Dec 23, 2021
Instrument	A02730907

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 19, 2021
Property Address	801 N CHERRY ST, O FALLON, IL 62269-1131
Document Number	A02726379
Map Reference	MB 69 PG 24
Instrument Date	Nov 17, 2021
Instrument	A02726379
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	801 N CHERRY ST # 803, 803, O FALLON, IL 62269-1131
Investor	Possibly a Property Investor

Mortgage

Document Number	A02726380
Date	Nov 19, 2021
Instrument	A02726380

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate	3.99%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 19, 2021
Property Address	801 N CHERRY ST, O FALLON, IL 62269-1131
Document Number	A02726378
Map Reference	MB 69 PG 24
Instrument Date	Nov 17, 2021
Instrument	A02726378
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 N CHERRY ST # 803, 803, O FALLON, IL 62269-1131

Tax Assessment & Valuation

The 2025 property tax bill for 801 N Cherry St was $4,586, up 8.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,586.00 (+8.39%)	$63,630 (+9.62%) Land $12,637 Building $50,993	$190,890 (+9.62%) Land $37,911 Building $152,979
2024	$4,231.00	$58,046 Land $11,528 Building $46,518	$174,138 Land $34,584 Building $139,554
2022		$47,365 Land $9,407 Building $37,958	$142,095 Land $28,221 Building $113,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 801 N Cherry St; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 801 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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