813 N Cherry St, O Fallon, IL 62269 Property Records

St. Clair County property record for 813 N Cherry St, O Fallon, IL 62269

Property Summary

Property Type	Duplex
Details	4 ba · 1,980 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (May 2024)
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Transfer + 1 more
APN	`04-19-0-406-008`

Property Details

APN / Parcel Number

Primary APN	`04-19-0-406-008`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	813 N CHERRY ST
City	O FALLON
State	IL
Zip	62269-1131
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FAIRWOOD WEST 5TH ADDITION LOT/SEC-7 LOT 7 & S 3 FT LOT 8 A02813547
Legal Subdivision	FAIRWOOD WEST 5TH ADDITION
Legal Block	406
Legal Lot Number	7-8
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3011
Census Tract	504355

Owner

Source: St. Clair County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2745 VAN GIESEN ST, RICHLAND, WA 99354-4930
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 19, 2021	Quit Claim Deed, Transfer BENCHMARK TITLE COMPANY
Jun 30, 2017	Loan Modification, Mortgage · Line of Credit CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2024 · Amount on Record
Deed Sale	May 17, 2024 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20242813547
Prior Transfer Date	Nov 17, 2021
Prior Transfer Doc	0002726375
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 19, 2021
Property Address	813 N CHERRY ST, O FALLON, IL 62269-1131
Document Number	A02726376
Map Reference	MB 69 PG 25
Instrument Date	Nov 17, 2021
Instrument	A02726376
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	813 N CHERRY ST # 815, 815, O FALLON, IL 62269-1131
Investor	Possibly a Property Investor

Mortgage

Document Number	A02726377
Date	Nov 19, 2021
Instrument	A02726377

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate	3.99%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 19, 2021
Property Address	813 N CHERRY ST, O FALLON, IL 62269-1131
Document Number	A02726375
Map Reference	MB 69 PG 25
Instrument Date	Nov 17, 2021
Instrument	A02726375
Transaction Type	Transfer
Record Updated	Dec 3, 2021
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 N CHERRY ST # 815, 815, O FALLON, IL 62269-1131

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	813 N CHERRY ST, O FALLON, IL 62269-1131
Document Number	00A2541996
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	307 S LINCOLN AVE O FALLON IL 622692141, O FALLON, IL 62269-2141

Mortgage

Document Number	00A2541996
Date	Jun 30, 2017
Instrument	2541996

Lender

Name	CARROLLTON BK
Type	Bank
Address	O'FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,190.00 (+8.41%)	$58,129 (+9.62%) Land $13,562 Building $44,567	$174,387 (+9.62%) Land $40,686 Building $133,701
2024	$3,865.00	$53,028 (+22.55%) Land $12,372 Building $40,656	$159,084 (+22.55%) Land $37,116 Building $121,968
2022		$43,271 Land $10,096 Building $33,175	$129,813 Land $30,288 Building $99,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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